Harleysville Financial Corporation (HARL)
OTCMKTS · Delayed Price · Currency is USD
26.50
+0.10 (0.38%)
Feb 10, 2026, 2:42 PM EST

Harleysville Financial Statistics

Total Valuation

HARL has a market cap or net worth of 94.17 million.

Market Cap94.17M
Enterprise Value n/a

Important Dates

The last earnings date was Thursday, January 22, 2026.

Earnings Date Jan 22, 2026
Ex-Dividend Date Feb 11, 2026

Share Statistics

HARL has 3.58 million shares outstanding. The number of shares has decreased by -0.10% in one year.

Current Share Class 3.58M
Shares Outstanding 3.58M
Shares Change (YoY) -0.10%
Shares Change (QoQ) -3.09%
Owned by Insiders (%) n/a
Owned by Institutions (%) 1.44%
Float n/a

Valuation Ratios

The trailing PE ratio is 9.40.

PE Ratio 9.40
Forward PE n/a
PS Ratio 3.04
PB Ratio 1.02
P/TBV Ratio 1.02
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.35%.

Return on Equity (ROE) 11.35%
Return on Assets (ROA) 1.13%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 2.02%
Revenue Per Employee 295,400
Profits Per Employee 97,095
Employee Count 105
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, HARL has paid 3.16 million in taxes.

Income Tax 3.16M
Effective Tax Rate 23.68%

Stock Price Statistics

The stock price has increased by +19.64% in the last 52 weeks. The beta is 0.21, so HARL's price volatility has been lower than the market average.

Beta (5Y) 0.21
52-Week Price Change +19.64%
50-Day Moving Average 25.20
200-Day Moving Average 23.51
Relative Strength Index (RSI) 67.03
Average Volume (20 Days) 2,107

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.04

Income Statement

In the last 12 months, HARL had revenue of 31.02 million and earned 10.20 million in profits. Earnings per share was 2.80.

Revenue31.02M
Gross Profit 31.02M
Operating Income 13.74M
Pretax Income 13.36M
Net Income 10.20M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.80
Full Income Statement

Balance Sheet

The company has 12.47 million in cash and 156.67 million in debt, with a net cash position of -144.20 million or -40.30 per share.

Cash & Cash Equivalents 12.47M
Total Debt 156.67M
Net Cash -144.20M
Net Cash Per Share -40.30
Equity (Book Value) 92.11M
Book Value Per Share 25.67
Working Capital -668.98M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 44.31%
Pretax Margin 43.07%
Profit Margin 32.87%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.40, which amounts to a dividend yield of 5.32%.

Dividend Per Share 1.40
Dividend Yield 5.32%
Dividend Growth (YoY) 6.35%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield 0.10%
Shareholder Yield 5.43%
Earnings Yield 10.83%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 24, 2005. It was a forward split with a ratio of 1.66667.

Last Split Date Feb 24, 2005
Split Type Forward
Split Ratio 1.66667

Scores

Altman Z-Score n/a
Piotroski F-Score 2