Heartland Financial USA Statistics
Total Valuation
HBFGF has a market cap or net worth of 96.93 million. The enterprise value is 98.58 million.
| Market Cap | 96.93M |
| Enterprise Value | 98.58M |
Important Dates
The next estimated earnings date is Wednesday, August 20, 2025.
| Earnings Date | Aug 20, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
| Current Share Class | 129.46M |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +15.02% |
| Shares Change (QoQ) | -9.42% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | 121.35M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 150.24 |
| PS Ratio | 12.92 |
| PB Ratio | 47.75 |
| P/TBV Ratio | 162.28 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | -59.58 |
| EV / Sales | 12.57 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | -156.16 |
Financial Position
The company has a current ratio of 2.84, with a Debt / Equity ratio of 1.90.
| Current Ratio | 2.84 |
| Quick Ratio | 2.40 |
| Debt / Equity | 1.90 |
| Debt / EBITDA | n/a |
| Debt / FCF | -6.10 |
| Interest Coverage | -1.27 |
Financial Efficiency
Return on equity (ROE) is -129.36% and return on invested capital (ROIC) is -10.84%.
| Return on Equity (ROE) | -129.36% |
| Return on Assets (ROA) | -8.44% |
| Return on Invested Capital (ROIC) | -10.84% |
| Return on Capital Employed (ROCE) | -14.19% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 1.18 |
| Inventory Turnover | 13.97 |
Taxes
| Income Tax | -76,370 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +102.70% in the last 52 weeks. The beta is 1.73, so HBFGF's price volatility has been higher than the market average.
| Beta (5Y) | 1.73 |
| 52-Week Price Change | +102.70% |
| 50-Day Moving Average | 0.80 |
| 200-Day Moving Average | 0.75 |
| Relative Strength Index (RSI) | 42.09 |
| Average Volume (20 Days) | 10,932 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, HBFGF had revenue of 7.50 million and -1.65 million in losses. Loss per share was -0.01.
| Revenue | 7.50M |
| Gross Profit | 4.61M |
| Operating Income | -859,869 |
| Pretax Income | -1.56M |
| Net Income | -1.65M |
| EBITDA | -754,444 |
| EBIT | -859,869 |
| Loss Per Share | -0.01 |
Balance Sheet
The company has 2.56 million in cash and 3.85 million in debt, giving a net cash position of -1.29 million.
| Cash & Cash Equivalents | 2.56M |
| Total Debt | 3.85M |
| Net Cash | -1.29M |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 2.03M |
| Book Value Per Share | 0.01 |
| Working Capital | 2.60M |
Cash Flow
In the last 12 months, operating cash flow was -512,502 and capital expenditures -118,762, giving a free cash flow of -631,264.
| Operating Cash Flow | -512,502 |
| Capital Expenditures | -118,762 |
| Free Cash Flow | -631,264 |
| FCF Per Share | n/a |
Margins
Gross margin is 61.41%, with operating and profit margins of -11.46% and -22.05%.
| Gross Margin | 61.41% |
| Operating Margin | -11.46% |
| Pretax Margin | -20.81% |
| Profit Margin | -22.05% |
| EBITDA Margin | -10.05% |
| EBIT Margin | -11.46% |
| FCF Margin | n/a |
Dividends & Yields
HBFGF does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -15.02% |
| Shareholder Yield | n/a |
| Earnings Yield | -1.71% |
| FCF Yield | -0.65% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on July 2, 2020. It was a reverse split with a ratio of 0.1.
| Last Split Date | Jul 2, 2020 |
| Split Type | Reverse |
| Split Ratio | 0.1 |
Scores
HBFGF has an Altman Z-Score of 1.29 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.29 |
| Piotroski F-Score | 5 |