HCB Financial Corp. (HCBN)

HCB Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 28, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	36	32	26	25	29	23
Market Cap Growth	39.36%	23.94%	5.26%	-15.18%	24.84%	-27.30%
Last Close Price	34.99	30.63	23.55	21.05	24.28	18.01
PE Ratio	6.09	5.35	5.17	8.04	12.30	8.59
PS Ratio	1.66	1.50	1.32	1.57	2.04	1.66
PB Ratio	0.84	0.76	0.70	0.75	0.82	0.65
P/FCF Ratio	-	5.40	3.74	6.43	11.29	4.69
P/OCF Ratio	-	5.05	3.62	6.00	9.57	4.45
Debt / Equity Ratio	0.17	0.17	0.38	0.58	0.68	0.67
Debt / FCF Ratio	-	1.18	2.02	4.96	9.34	4.84
Return on Equity (ROE)	-	15.09%	14.30%	8.97%	6.64%	7.84%
Return on Assets (ROA)	-	1.01%	0.97%	0.66%	0.55%	0.75%
Earnings Yield	16.46%	18.70%	19.35%	12.44%	8.13%	11.65%
FCF Yield	-	18.53%	26.78%	15.55%	8.86%	21.33%
Dividend Yield	4.57%	3.82%	3.57%	3.61%	3.13%	3.77%
Payout Ratio	-	21.92%	20.05%	29.11%	40.86%	30.71%
Buyback Yield / Dilution	1.31%	1.00%	-	1.50%	1.28%	-
Total Shareholder Return	5.89%	4.82%	3.57%	5.11%	4.41%	3.77%

Updated Jan 29, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.