Heartland BancCorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2014 - 2018
Period Ending	Feb '25 Feb 3, 2025	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2014 - 2018
Market Capitalization	-	177	188	182	165	192	Upgrade
Market Cap Growth	69.15%	-6.01%	3.32%	10.32%	-13.96%	17.71%	Upgrade
PE Ratio	-	9.07	10.43	9.81	11.20	14.56	Upgrade
PS Ratio	-	2.50	2.84	2.90	3.06	4.11	Upgrade
PB Ratio	-	1.09	1.31	1.19	1.17	1.50	Upgrade
P/FCF Ratio	-	10.36	9.30	10.97	15.45	15.04	Upgrade
P/OCF Ratio	-	7.95	8.11	10.21	14.08	12.03	Upgrade
Debt / Equity Ratio	0.23	0.39	0.35	0.32	0.59	0.27	Upgrade
Debt / FCF Ratio	-	3.72	2.48	2.91	7.76	2.69	Upgrade
Return on Equity (ROE)	12.22%	12.74%	12.17%	12.65%	10.97%	10.84%	Upgrade
Return on Assets (ROA)	1.05%	1.10%	1.15%	1.23%	1.11%	1.22%	Upgrade
Earnings Yield	-	11.02%	9.59%	10.20%	8.93%	6.87%	Upgrade
FCF Yield	-	9.66%	10.75%	9.12%	6.47%	6.65%	Upgrade
Payout Ratio	-	30.62%	29.96%	26.33%	30.30%	31.08%	Upgrade
Buyback Yield / Dilution	-0.68%	0.03%	-0.09%	-0.63%	1.43%	-19.61%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.