Impac Mortgage Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	-17.52	-16.77	-39.43	-3.88	-88.15
Depreciation & Amortization	0.07	0.11	0.32	0.49	0.72
Other Amortization	-	-	-	-	0
Gain on Sale of Loans & Receivables	-	0.01	-20.54	-66.09	-35.19
Loss (Gain) From Sale of Investments	-	0.05	3	4.08	0.01
Asset Writedown & Restructuring Costs	-	-	0.12	-	-
Provision for Credit Losses	-	-1.09	-0.45	-155.15	108.52
Stock-Based Compensation	0.03	0.28	0.68	0.88	0.7
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	13.87	307.12	-75.11	634.87
Change in Other Net Operating Assets	-0.89	-7.88	-7.13	-3.25	2.37
Other Operating Activities	13.62	-2.77	6.15	193.69	10.85
Operating Cash Flow	-4.69	-14.17	249.57	-104.51	633.85
Capital Expenditures	-	-	-	-0.3	-0.4
Sale of Property, Plant & Equipment	0.01	0.01	0.1	-	-
Sale (Purchase) of Intangibles	-	0.15	0.73	0.16	14.72
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-	72.89	592.55	425.15
Other Investing Activities	-0.62	0.34	36.67	-0.13	-1.18
Investing Cash Flow	-0.61	0.5	110.38	599.98	460.26
Short-Term Debt Issued	15	-	639.05	2,774	2,666
Total Debt Issued	15	-	639.05	2,774	2,666
Short-Term Debt Repaid	-	-3.62	-920.97	-2,641	-3,216
Long-Term Debt Repaid	-10	-5	-83.82	-654.07	-523.59
Total Debt Repaid	-10	-8.62	-1,005	-3,295	-3,739
Net Debt Issued (Repaid)	5	-8.62	-365.74	-520.47	-1,073
Issuance of Common Stock	-	-	0	0	0.05
Repurchase of Common Stock	-	-	-	-	-0.13
Other Financing Activities	0.24	0.78	0.57	0.46	1.81
Financing Cash Flow	5.24	-7.84	-365.16	-520.01	-1,071
Net Cash Flow	-0.07	-21.51	-5.21	-24.54	22.62
Free Cash Flow	-4.69	-14.17	249.57	-104.81	633.45
Free Cash Flow Margin	-	-	-	-3474.05%	-
Free Cash Flow Per Share	-0.13	-0.39	10.43	-4.91	29.81
Cash Interest Paid	1.74	6.46	11.92	25.72	50.65
Cash Income Tax Paid	-0.01	0.06	-0.01	-0.04	0.37

Updated Mar 16, 2023. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.