InBankshares, Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	113.37	48.42	99.08	18.29	61.41
Investment Securities	275.1	134.19	128.15	155.86	106.5
Mortgage-Backed Securities	-	167.2	153.41	166.37	126.13
Total Investments	275.1	301.39	281.56	322.23	232.63
Gross Loans	980.22	917	904.31	849.04	432.15
Allowance for Loan Losses	-16.05	-12.14	-10.72	-5.69	-3.37
Other Adjustments to Gross Loans	-	-2.49	-2.17	-2.3	-0.87
Net Loans	964.17	902.37	891.42	841.06	427.91
Property, Plant & Equipment	12.14	13.43	12.54	12.91	6.68
Goodwill	18.66	18.66	18.66	18.66	7.94
Other Intangible Assets	2.96	4.85	6.36	8.08	2.01
Loans Held for Sale	-	-	-	-	1.28
Accrued Interest Receivable	14.92	5.58	5.94	5.46	1.91
Other Current Assets	-	-	-	-	0.44
Long-Term Deferred Tax Assets	-	5.9	6.2	6.46	0.99
Other Real Estate Owned & Foreclosed	1.28	1.04	0.27	-	-
Other Long-Term Assets	9.39	12.09	14.51	10.5	0.97
Total Assets	1,412	1,316	1,340	1,245	745.23
Accrued Expenses	-	4.25	4.56	6.43	2.62
Interest Bearing Deposits	807.04	236.6	217.51	67.58	372.16
Institutional Deposits	-	552.54	521.14	549.01	-
Non-Interest Bearing Deposits	336.43	340.07	418.81	443.74	255.59
Total Deposits	1,143	1,129	1,157	1,060	627.75
Short-Term Borrowings	91.99	19.71	31.12	41.78	11.9
Current Portion of Leases	-	0.45	-	-	-
Accrued Interest Payable	-	1.42	1.02	0.36	0.07
Long-Term Debt	24.9	19.82	19.74	19.65	19.56
Long-Term Leases	-	2.8	1.11	1.19	1.19
Trust Preferred Securities	-	4.96	4.94	4.92	4.9
Other Long-Term Liabilities	9.96	0.8	0.95	0.01	0.01
Total Liabilities	1,270	1,183	1,221	1,135	667.99
Common Stock	0.12	0.12	0.12	0.12	0.08
Additional Paid-In Capital	-	110.91	110.12	109.47	74.89
Retained Earnings	33.04	26.79	16.54	9.73	0.92
Comprehensive Income & Other	108.51	-5.72	-7.32	-8.76	1.35
Shareholders' Equity	141.66	132.1	119.46	110.55	77.24
Total Liabilities & Equity	1,412	1,316	1,340	1,245	745.23
Total Debt	116.89	47.75	56.9	67.53	37.54
Net Cash (Debt)	-3.52	0.67	42.18	-49.24	23.87
Net Cash Growth	-	-98.41%	-	-	-
Net Cash Per Share	-0.30	0.06	3.53	-4.60	3.00
Filing Date Shares Outstanding	11.89	11.8	11.73	11.67	8
Total Common Shares Outstanding	11.89	11.8	11.73	11.67	8
Book Value Per Share	11.92	11.20	10.18	9.47	9.65
Tangible Book Value	120.04	108.59	94.45	83.81	67.28
Tangible Book Value Per Share	10.10	9.20	8.05	7.18	8.41

Source: S&P Global Market Intelligence. Banks template. Financial Sources.