InBankshares, Corp (INBC)

InBankshares, Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	100.84	48.42	99.08	18.29	61.41	39.39
Investment Securities	281.15	134.19	128.15	155.86	106.5	86.47
Mortgage-Backed Securities	-	167.2	153.41	166.37	126.13	43.92
Total Investments	281.15	301.39	281.56	322.23	232.63	130.39
Gross Loans	1,008	917	904.31	849.04	432.15	412.41
Allowance for Loan Losses	-14.89	-12.14	-10.72	-5.69	-3.37	-2.15
Other Adjustments to Gross Loans	-	-2.49	-2.17	-2.3	-0.87	-1.54
Net Loans	992.75	902.37	891.42	841.06	427.91	408.72
Property, Plant & Equipment	14.06	13.43	12.54	12.91	6.68	7.44
Goodwill	18.66	18.66	18.66	18.66	7.94	7.94
Other Intangible Assets	3.87	4.85	6.36	8.08	2.01	2.63
Loans Held for Sale	-	-	-	-	1.28	7.5
Accrued Interest Receivable	15.81	5.58	5.94	5.46	1.91	2.43
Other Current Assets	-	-	-	-	0.44	0.78
Long-Term Deferred Tax Assets	-	5.9	6.2	6.46	0.99	0.33
Other Real Estate Owned & Foreclosed	3.75	1.04	0.27	-	-	-
Other Long-Term Assets	9.32	12.09	14.51	10.5	0.97	0.99
Total Assets	1,440	1,316	1,340	1,245	745.23	608.74
Accrued Expenses	-	4.25	4.56	6.43	2.62	2.63
Interest Bearing Deposits	826.37	236.6	217.51	67.58	372.16	46.4
Institutional Deposits	-	552.54	521.14	549.01	-	263.98
Non-Interest Bearing Deposits	353.35	340.07	418.81	443.74	255.59	171.19
Total Deposits	1,180	1,129	1,157	1,060	627.75	481.57
Short-Term Borrowings	83.63	19.71	31.12	41.78	11.9	46.24
Current Portion of Leases	-	0.45	-	-	-	-
Accrued Interest Payable	-	1.42	1.02	0.36	0.07	0.19
Long-Term Debt	24.87	19.82	19.74	19.65	19.56	4.87
Long-Term Leases	-	2.8	1.11	1.19	1.19	1.32
Trust Preferred Securities	-	4.96	4.94	4.92	4.9	-
Other Long-Term Liabilities	9.93	0.8	0.95	0.01	0.01	0.01
Total Liabilities	1,298	1,183	1,221	1,135	667.99	536.83
Common Stock	0.12	0.12	0.12	0.12	0.08	0.07
Additional Paid-In Capital	-	110.91	110.12	109.47	74.89	69.45
Retained Earnings	33.98	26.79	16.54	9.73	0.92	-1.83
Comprehensive Income & Other	107.96	-5.72	-7.32	-8.76	1.35	4.22
Shareholders' Equity	142.06	132.1	119.46	110.55	77.24	71.91
Total Liabilities & Equity	1,440	1,316	1,340	1,245	745.23	608.74
Total Debt	108.5	47.75	56.9	67.53	37.54	52.43
Net Cash (Debt)	-7.66	0.67	42.18	-49.24	23.87	-13.04
Net Cash Growth	-	-98.41%	-	-	-	-
Net Cash Per Share	-0.64	0.06	3.53	-4.60	3.00	-1.79
Filing Date Shares Outstanding	11.8	11.8	11.73	11.67	8	7.33
Total Common Shares Outstanding	11.8	11.8	11.73	11.67	8	7.33
Book Value Per Share	12.04	11.20	10.18	9.47	9.65	9.82
Tangible Book Value	119.53	108.59	94.45	83.81	67.28	61.33
Tangible Book Value Per Share	10.13	9.20	8.05	7.18	8.41	8.37

Source: S&P Global Market Intelligence. Banks template. Financial Sources.