ING Groep N.V. (INGVF)

ING Groep Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	-	-	90,214	87,614	106,520
Securities and Investments	56,662	46,389	144,412	79,785	78,954
Short-Term Interbank Lending and Reverse Repurchase Agreements	-	-	16,709	35,104	23,592
Trading Assets	-	-	68,032	113,766	102,256
Net Loans	727,733	683,611	647,213	644,893	625,122
Net Property, Plant & Equipment	-	-	2,399	2,446	2,515
Other Intangible Assets	-	-	1,198	1,102	1,156
Long-Term Investments	-	-	1,509	1,500	1,587
Other Non-Earning Assets	1,246	1,486	8,513	10,624	7,848
Total Assets	785,641	731,486	980,299	976,834	949,250
Total Deposits	721,373	691,661	650,276	640,799	617,400
Short-Term Interbank Borrowing and Repurchase Agreements	-	-	23,257	56,632	85,092
Trading Liabilities	-	-	94,639	93,019	71,313
Accrued Expenses	941	774	920	1,052	12,839
Long-Term Debt	-	-	140,071	111,704	913,163
Other Liabilities	2,307	1,485	15,452	16,623	93,090
Total Liabilities	724,621	693,920	924,671	919,829	896,448
Common Stock	17,147	17,148	17,151	17,154	17,144
Accumulated Other Comprehensive Income	-3,080	-687	-2,767	-2,192	540
Retained Earnings	40,016	36,243	40,299	41,538	35,462
Total Common Shareholders' Equity	54,083	52,703	54,684	56,500	52,066
Minority Interest	-	-	944	504	736
Shareholders' Equity	54,083	52,703	55,628	57,004	52,802
Total Liabilities & Equity	778,704	746,623	980,299	976,834	949,250
Total Debt	0	0	140,071	111,704	913,163
Net Cash (Debt)	-0	-0	-140,071	-111,704	-913,163
Net Cash Per Share	-	-	-39.29	-30.82	-234.70
Book Value	54,083	52,703	54,684	56,500	52,066
Book Value Per Share	18.09	16.32	15.34	15.59	13.38
Tangible Book Value	54,083	52,703	53,486	55,398	50,910
Tangible Book Value Per Share	18.09	16.32	15.00	15.29	13.09

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.