ING Groep Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Jan '26 Jan 28, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2016 - 2020
Market Capitalization	85,852	81,817	48,589	50,339	43,607	53,011	Upgrade
Market Cap Growth	66.95%	68.39%	-3.48%	15.44%	-17.74%	45.42%	Upgrade
Last Close Price	28.84	27.26	14.04	13.59	11.15	12.76	Upgrade
PE Ratio	11.56	11.01	8.80	11.00	3.37	7.83	Upgrade
PS Ratio	3.36	3.21	2.34	2.58	1.39	2.39	Upgrade
PB Ratio	1.44	1.37	0.87	0.82	0.72	0.88	Upgrade
P/FCF Ratio	-	-	-	3.89	-	-	Upgrade
P/OCF Ratio	-	-	-	3.81	-	-	Upgrade
Debt / Equity Ratio	4.44	4.44	4.43	3.97	3.45	3.24	Upgrade
Debt / FCF Ratio	-	-	-	18.87	-	-	Upgrade
Return on Equity (ROE)	12.62%	12.62%	10.23%	7.77%	22.27%	11.21%	Upgrade
Return on Assets (ROA)	0.64%	0.64%	0.56%	0.45%	1.27%	0.64%	Upgrade
Earnings Yield	8.65%	9.08%	11.37%	9.09%	29.72%	12.77%	Upgrade
FCF Yield	-	-	-119.64%	25.70%	-23.10%	-72.73%	Upgrade
Dividend Yield	4.85%	4.68%	7.82%	8.99%	5.36%	7.93%	Upgrade
Payout Ratio	-	-	72.72%	71.67%	25.51%	39.36%	Upgrade
Buyback Yield / Dilution	7.57%	7.56%	9.44%	1.63%	6.85%	0.27%	Upgrade
Total Shareholder Return	12.41%	12.24%	17.26%	10.62%	12.21%	8.20%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.