Komercní banka, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	91,662	62,080	9,594	10,064	9,763
Investment Securities	1,430,419	486,624	535,944	348,052	347,042
Trading Asset Securities	48,444	37,136	44,902	76,023	48,462
Total Investments	1,478,863	523,760	580,846	424,075	395,504
Gross Loans	-	907,288	886,589	845,736	793,193
Allowance for Loan Losses	-	-12,275	-12,110	-13,945	-13,305
Other Adjustments to Gross Loans	-	-2,148	-1,556	-1,121	-929
Net Loans	-	892,865	872,923	830,670	778,959
Property, Plant & Equipment	8,193	7,972	8,034	8,762	8,983
Goodwill	3,752	3,752	3,752	3,752	3,752
Other Intangible Assets	10,899	10,796	10,192	9,030	7,878
Accrued Interest Receivable	-	2,201	2,389	1,792	1,383
Other Receivables	157	449	682	89	22
Restricted Cash	-	11,457	3,819	5,137	20,493
Other Current Assets	5,830	11,955	13,342	1,583	8,425
Long-Term Deferred Tax Assets	223	253	223	202	91
Other Long-Term Assets	-	8,460	10,506	10,148	9,100
Total Assets	1,599,579	1,536,000	1,516,302	1,305,304	1,244,353
Accrued Expenses	16,077	337	266	242	227
Interest Bearing Deposits	-	1,174,525	1,127,227	950,693	956,929
Total Deposits	-	1,174,525	1,127,227	950,693	956,929
Short-Term Borrowings	-3,094	19,798	30,613	59,406	37,063
Current Portion of Long-Term Debt	-	80,808	88,890	63,697	59,749
Current Portion of Leases	-	449	399	1,566	1,658
Current Income Taxes Payable	312	189	225	1,529	395
Other Current Liabilities	35,131	27,576	28,578	14,803	10,189
Long-Term Debt	63,234	89,111	93,795	72,329	39,680
Long-Term Leases	-	2,217	2,022	746	858
Long-Term Unearned Revenue	-	21	24	24	19
Pension & Post-Retirement Benefits	-	81	73	64	68
Long-Term Deferred Tax Liabilities	675	154	246	327	306
Other Long-Term Liabilities	1,358,322	10,240	15,124	14,449	9,561
Total Liabilities	1,470,657	1,405,963	1,388,018	1,180,628	1,117,571
Common Stock	19,005	19,005	19,005	19,005	19,005
Additional Paid-In Capital	108,224	-	-	-	-
Retained Earnings	-	107,685	106,045	101,785	102,148
Treasury Stock	-	-577	-577	-577	-577
Comprehensive Income & Other	-	545	585	1,231	2,933
Total Common Equity	127,229	126,658	125,058	121,444	123,509
Minority Interest	1,693	3,379	3,226	3,232	3,273
Shareholders' Equity	128,922	130,037	128,284	124,676	126,782
Total Liabilities & Equity	1,599,579	1,536,000	1,516,302	1,305,304	1,244,353
Total Debt	60,140	192,383	215,719	197,744	139,008
Net Cash (Debt)	79,966	200,042	208,073	69,731	120,349
Net Cash Growth	-60.02%	-3.86%	198.39%	-42.06%	-13.58%
Net Cash Per Share	423.44	1059.23	1101.76	369.23	637.25
Filing Date Shares Outstanding	188.86	188.86	188.86	188.86	188.86
Total Common Shares Outstanding	188.86	188.86	188.86	188.86	188.86
Book Value Per Share	673.68	670.66	662.19	643.05	653.99
Tangible Book Value	112,578	112,110	111,114	108,662	111,879
Tangible Book Value Per Share	596.11	593.63	588.35	575.37	592.40

Source: S&P Global Market Intelligence. Banks template. Financial Sources.