KS Bancorp, Inc. (KSBI)

KS Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2021	FY 2020
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	35.5	15.53	18.95	114.39	27.85
Investment Securities	95.9	96.47	98.55	93.42	71.81
Total Investments	95.9	96.47	98.55	93.42	71.81
Gross Loans	669.27	558.78	476.68	350.67	373.24
Allowance for Loan Losses	-5.06	-4.26	-3.77	-5.02	-4.64
Net Loans	664.21	554.52	472.91	345.64	368.59
Property, Plant & Equipment	13.6	12.23	11.05	9.15	8.9
Accrued Interest Receivable	3.08	2.66	2.39	1.54	1.93
Other Real Estate Owned & Foreclosed	0.5	-	-	0.62	0.62
Other Long-Term Assets	9.31	8.84	8.77	5.02	4.27
Total Assets	822.6	690.71	613.6	571.23	485.83
Accrued Expenses	5.51	4.51	4.4	3.68	3.79
Interest Bearing Deposits	749.6	618.16	545.04	487.44	402.52
Total Deposits	749.6	618.16	545.04	487.44	402.52
Short-Term Borrowings	-	11.14	12	1	-
Accrued Interest Payable	0.41	0.32	0.43	0.22	0.25
Long-Term Debt	11.25	11.25	11.25	42.25	47.25
Total Liabilities	766.76	645.38	573.12	534.58	453.81
Common Stock	1.36	1.36	1.36	1.36	1.36
Retained Earnings	60.81	52.67	47.66	34.69	29.22
Comprehensive Income & Other	-6.33	-8.71	-8.54	0.59	1.44
Shareholders' Equity	55.84	45.33	40.48	36.65	32.02
Total Liabilities & Equity	822.6	690.71	613.6	571.23	485.83
Total Debt	11.25	22.39	23.25	43.25	47.25
Net Cash (Debt)	25	-6.34	-3.8	76.24	-19.3
Net Cash Per Share	22.55	-5.73	-3.43	68.81	-17.44
Filing Date Shares Outstanding	1.11	1.11	1.11	1.11	1.11
Total Common Shares Outstanding	1.11	1.11	1.11	1.11	1.11
Book Value Per Share	50.41	40.92	36.43	33.08	28.91
Tangible Book Value	55.84	45.33	40.48	36.65	32.02
Tangible Book Value Per Share	50.41	40.92	36.43	33.08	28.91

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.