Katahdin Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	10.7	8.06	9.91	9.72	9.47
Depreciation & Amortization	1.16	1.29	1.18	1.15	1.12
Gain (Loss) on Sale of Assets	-0.01	-	0.16	0.07	-0.03
Gain (Loss) on Sale of Investments	-0.18	0.09	0.26	0.66	0.6
Provision for Credit Losses	0.05	0.55	0.11	-0.5	0.14
Change in Other Net Operating Assets	0.37	-0.03	-0.89	-0.48	-0.14
Other Operating Activities	-0.02	-0.08	-0.05	0.54	0.1
Operating Cash Flow	12.41	10.22	11.1	11.54	11.64
Operating Cash Flow Growth	21.39%	-7.95%	-3.80%	-0.88%	-14.23%
Capital Expenditures	-1.19	-1.39	-1.14	-3.43	-0.79
Sale of Property, Plant and Equipment	0.01	-	0.02	-	0.02
Investment in Securities	-9.75	3.58	-4.25	-55.8	-19.47
Net Decrease (Increase) in Loans Originated / Sold - Investing	-43.31	-25.53	-49.95	-19.09	16.46
Other Investing Activities	0.2	-1.26	-0.34	0.16	0.52
Investing Cash Flow	-54.03	-24.61	-55.56	-78.17	-3.17
Long-Term Debt Issued	-	25	10	-	-
Total Debt Issued	-	25	10	-	-
Short-Term Debt Repaid	-	-	-0.11	-0.01	-0.01
Long-Term Debt Repaid	-	-17	-1.41	-	-11.5
Total Debt Repaid	-	-17	-1.52	-0.01	-11.51
Net Debt Issued (Repaid)	-	8	8.48	-0.01	-11.51
Repurchase of Common Stock	-0.47	-0.63	-1.87	-1.34	-0.5
Common Dividends Paid	-2.57	-2.23	-1.95	-1.81	-1.65
Total Dividends Paid	-2.57	-2.23	-1.95	-1.81	-1.65
Net Increase (Decrease) in Deposit Accounts	30.95	33.62	35.82	37.38	11.16
Financing Cash Flow	27.91	38.76	40.48	34.22	-2.5
Net Cash Flow	-13.71	24.37	-3.98	-32.4	5.97
Free Cash Flow	11.22	8.83	9.97	8.11	10.85
Free Cash Flow Growth	27.08%	-11.44%	22.86%	-25.23%	-15.49%
Free Cash Flow Margin	25.31%	23.01%	25.67%	21.90%	30.65%
Free Cash Flow Per Share	3.54	2.77	3.10	2.48	3.30
Cash Interest Paid	17.7	18.66	11.65	4.09	4.14
Cash Income Tax Paid	2.44	1.76	1.84	1.38	1.2

Source: S&P Global Market Intelligence. Banks template. Financial Sources.