Katahdin Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	8.06	9.91	9.72	9.47
Depreciation & Amortization	1.29	1.18	1.15	1.12
Gain (Loss) on Sale of Assets	-	0.16	0.07	-0.03
Gain (Loss) on Sale of Investments	0.09	0.26	0.66	0.6
Provision for Credit Losses	0.55	0.11	-0.5	0.14
Change in Other Net Operating Assets	-0.03	-0.89	-0.48	-0.14
Other Operating Activities	-0.08	-0.05	0.54	0.1
Operating Cash Flow	10.22	11.1	11.54	11.64
Operating Cash Flow Growth	-7.95%	-3.80%	-0.88%	-14.23%
Capital Expenditures	-1.39	-1.14	-3.43	-0.79
Sale of Property, Plant and Equipment	-	0.02	-	0.02
Investment in Securities	3.58	-4.25	-55.8	-19.47
Net Decrease (Increase) in Loans Originated / Sold - Investing	-25.53	-49.95	-19.09	16.46
Other Investing Activities	-1.26	-0.34	0.16	0.52
Investing Cash Flow	-24.61	-55.56	-78.17	-3.17
Long-Term Debt Issued	25	10	-	-
Total Debt Issued	25	10	-	-
Short-Term Debt Repaid	-	-0.11	-0.01	-0.01
Long-Term Debt Repaid	-17	-1.41	-	-11.5
Total Debt Repaid	-17	-1.52	-0.01	-11.51
Net Debt Issued (Repaid)	8	8.48	-0.01	-11.51
Repurchase of Common Stock	-0.63	-1.87	-1.34	-0.5
Common Dividends Paid	-2.23	-1.95	-1.81	-1.65
Total Dividends Paid	-2.23	-1.95	-1.81	-1.65
Net Increase (Decrease) in Deposit Accounts	33.62	35.82	37.38	11.16
Financing Cash Flow	38.76	40.48	34.22	-2.5
Net Cash Flow	24.37	-3.98	-32.4	5.97
Free Cash Flow	8.83	9.97	8.11	10.85
Free Cash Flow Growth	-11.44%	22.86%	-25.23%	-15.49%
Free Cash Flow Margin	23.01%	25.67%	21.90%	30.65%
Free Cash Flow Per Share	2.77	3.10	2.48	3.30
Cash Interest Paid	18.66	11.65	4.09	4.14
Cash Income Tax Paid	1.76	1.84	1.38	1.2

Source: S&P Global Market Intelligence. Banks template. Financial Sources.