Morris State Bancshares, Inc. (MBLU)

Morris State Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	26.49	21.8	19.33	21.11	23.96
Depreciation & Amortization	1.5	1.47	1.59	1.64	1.58
Gain (Loss) on Sale of Assets	-0.01	0.01	0.38	-0.41	0.16
Gain (Loss) on Sale of Investments	0.98	1.1	1.28	1.02	1.41
Provision for Credit Losses	2.87	0.55	0.45	5.1	2
Accrued Interest Receivable	4.03	-0.46	-3.12	-3.06	0.83
Change in Other Net Operating Assets	-1.7	0.95	5.12	-2.58	5.79
Other Operating Activities	-1.25	3.64	1.55	-0.38	-1.21
Operating Cash Flow	33.58	29.51	26.87	22.55	34.49
Operating Cash Flow Growth	13.80%	9.83%	19.15%	-34.61%	84.46%
Capital Expenditures	-3.2	-0.37	-0.22	-0.41	-0.54
Sale of Property, Plant and Equipment	0.26	-	-	0.37	-
Investment in Securities	14.05	20.75	0.61	-8.5	-44.44
Income (Loss) Equity Investments	0.06	-	-	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-82.57	-48.88	-14.53	-128.52	-98.17
Other Investing Activities	-0.05	-0	0.04	-0.95	0.28
Investing Cash Flow	-71.45	-28.29	-13.8	-137.11	-142.6
Long-Term Debt Issued	-	-	-	20	-
Long-Term Debt Repaid	-15	-8.25	-21.75	-	-
Net Debt Issued (Repaid)	-15	-8.25	-21.75	20	-
Issuance of Common Stock	0.64	0.26	0.38	0.56	1.07
Repurchase of Common Stock	-0.46	-0.6	-0.56	-0.5	-0.03
Common Dividends Paid	-6.69	-3.9	-3.72	-3.72	-3.19
Net Increase (Decrease) in Deposit Accounts	56.39	56.55	1.88	-17.75	137.02
Financing Cash Flow	34.88	44.07	-23.78	-1.41	134.87
Net Cash Flow	-2.99	45.29	-10.71	-115.97	26.76
Free Cash Flow	30.38	29.14	26.65	22.14	33.95
Free Cash Flow Growth	4.27%	9.35%	20.38%	-34.79%	88.32%
Free Cash Flow Margin	42.56%	49.09%	47.66%	40.59%	59.48%
Free Cash Flow Per Share	2.86	2.75	2.52	2.09	3.23
Cash Interest Paid	-	26.33	19.88	6.27	4.04
Cash Income Tax Paid	-	-	0.6	-	0.65

Source: S&P Global Market Intelligence. Banks template. Financial Sources.