Mountain Commerce Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	79.93	75.54	68.88	78.64	68.59
Investment Securities	67.25	68.76	81.43	80.6	93.27
Mortgage-Backed Securities	44.66	46.89	50.68	62.66	69.72
Total Investments	111.91	115.66	132.11	143.26	162.99
Gross Loans	1,490	1,463	1,453	1,317	1,071
Allowance for Loan Losses	-11.63	-11.55	-13.03	-12.65	-10.52
Net Loans	1,479	1,452	1,440	1,304	1,060
Property, Plant & Equipment	59.25	61.22	52.4	32.93	17.21
Loans Held for Sale	-	-	-	-	0.32
Accrued Interest Receivable	5.38	5.59	5.48	4.51	3.4
Other Current Assets	3.76	3.76	3.76	4.26	-
Long-Term Deferred Tax Assets	6.9	7.76	9.1	10.27	2.78
Other Real Estate Owned & Foreclosed	3.1	2.57	-	-	-
Other Long-Term Assets	22.03	22.02	26.21	21.95	19.64
Total Assets	1,771	1,746	1,738	1,600	1,335
Interest Bearing Deposits	1,313	1,278	1,228	1,041	799.68
Non-Interest Bearing Deposits	231.57	248.3	243.75	305.21	308.18
Total Deposits	1,545	1,527	1,472	1,346	1,108
Short-Term Borrowings	40	40	100	105	75
Accrued Interest Payable	2.4	4.44	2.26	0.88	0.4
Long-Term Debt	18	23.97	29.92	19.86	21.82
Federal Home Loan Bank Debt, Long-Term	10	10	-	-	-
Pension & Post-Retirement Benefits	3.37	3.29	3.41	3.52	3.33
Other Long-Term Liabilities	6.64	4.91	7.36	7.02	5.46
Total Liabilities	1,625	1,613	1,615	1,483	1,214
Common Stock	145.62	132.35	122.79	117.27	121.06
Shareholders' Equity	145.62	132.35	122.79	117.27	121.06
Total Liabilities & Equity	1,771	1,746	1,738	1,600	1,335
Total Debt	68	73.97	129.92	124.86	96.82
Net Cash (Debt)	11.93	1.57	-61.04	-46.22	-28.24
Net Cash Growth	662.36%	-	-	-	-
Net Cash Per Share	1.90	0.25	-9.78	-7.42	-4.51
Filing Date Shares Outstanding	6.39	6.39	6.35	6.36	6.29
Total Common Shares Outstanding	6.39	6.39	6.35	6.36	6.29
Book Value Per Share	22.80	20.70	19.33	18.43	19.26
Tangible Book Value	145.62	132.35	122.79	117.27	121.06
Tangible Book Value Per Share	22.80	20.70	19.33	18.43	19.26

Source: S&P Global Market Intelligence. Banks template. Financial Sources.