Mountain Commerce Bancorp, Inc. (MCBI)
OTCMKTS · Delayed Price · Currency is USD
19.94
0.00 (0.00%)
Aug 10, 2025, 8:00 PM EDT

Redfin Statistics

Total Valuation

MCBI has a market cap or net worth of 126.93 million.

Market Cap126.93M
Enterprise Value n/a

Important Dates

The last earnings date was Tuesday, July 22, 2025.

Earnings Date Jul 22, 2025
Ex-Dividend Date Aug 4, 2025

Share Statistics

MCBI has 6.37 million shares outstanding. The number of shares has increased by 0.55% in one year.

Current Share Class 6.37M
Shares Outstanding 6.37M
Shares Change (YoY) +0.55%
Shares Change (QoQ) -0.35%
Owned by Insiders (%) n/a
Owned by Institutions (%) 2.04%
Float 5.42M

Valuation Ratios

The trailing PE ratio is 12.47.

PE Ratio 12.47
Forward PE n/a
PS Ratio 3.24
PB Ratio 0.92
P/TBV Ratio 0.92
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 7.61%.

Return on Equity (ROE) 7.61%
Return on Assets (ROA) 0.56%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 349,723
Profits Per Employee 89,902
Employee Count109
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, MCBI has paid 2.86 million in taxes.

Income Tax 2.86M
Effective Tax Rate 22.10%

Stock Price Statistics

The stock price has increased by +4.95% in the last 52 weeks. The beta is 0.42, so MCBI's price volatility has been lower than the market average.

Beta (5Y) 0.42
52-Week Price Change +4.95%
50-Day Moving Average 19.93
200-Day Moving Average 20.60
Relative Strength Index (RSI) 46.11
Average Volume (20 Days) 9,682

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.01

Income Statement

In the last 12 months, MCBI had revenue of 39.17 million and earned 10.07 million in profits. Earnings per share was 1.60.

Revenue39.17M
Gross Profit 39.17M
Operating Income 14.30M
Pretax Income 12.93M
Net Income 10.07M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.60
Full Income Statement

Balance Sheet

The company has 117.71 million in cash and 70.00 million in debt, giving a net cash position of 47.71 million or 7.49 per share.

Cash & Cash Equivalents 117.71M
Total Debt 70.00M
Net Cash 47.71M
Net Cash Per Share 7.49
Equity (Book Value) 138.26M
Book Value Per Share 21.72
Working Capital -1.50B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 36.50%
Pretax Margin 33.00%
Profit Margin 25.71%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.28, which amounts to a dividend yield of 1.40%.

Dividend Per Share 0.28
Dividend Yield 1.40%
Dividend Growth (YoY) -29.41%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.55%
Shareholder Yield 0.86%
Earnings Yield 7.93%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2