Mountain Commerce Bancorp, Inc. (MCBI)
OTCMKTS · Delayed Price · Currency is USD
24.20
+0.45 (1.89%)
At close: Jan 21, 2026

Mountain Commerce Bancorp Statistics

Total Valuation

MCBI has a market cap or net worth of 154.52 million.

Market Cap154.52M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, January 23, 2026.

Earnings Date Jan 23, 2026
Ex-Dividend Date Feb 2, 2026

Share Statistics

MCBI has 6.39 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class 6.39M
Shares Outstanding 6.39M
Shares Change (YoY) +0.41%
Shares Change (QoQ) -0.20%
Owned by Insiders (%) n/a
Owned by Institutions (%) 2.35%
Float 5.47M

Valuation Ratios

The trailing PE ratio is 13.60.

PE Ratio 13.60
Forward PE n/a
PS Ratio 3.72
PB Ratio 1.06
P/TBV Ratio 1.06
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.05%.

Return on Equity (ROE) 8.05%
Return on Assets (ROA) 0.64%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 388,318
Profits Per Employee 104,551
Employee Count109
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, MCBI has paid 2.84 million in taxes.

Income Tax 2.84M
Effective Tax Rate 20.25%

Stock Price Statistics

The stock price has increased by +13.21% in the last 52 weeks. The beta is 0.32, so MCBI's price volatility has been lower than the market average.

Beta (5Y) 0.32
52-Week Price Change +13.21%
50-Day Moving Average 23.07
200-Day Moving Average 21.11
Relative Strength Index (RSI) 63.07
Average Volume (20 Days) 7,973

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.01

Income Statement

In the last 12 months, MCBI had revenue of 41.55 million and earned 11.19 million in profits. Earnings per share was 1.78.

Revenue41.55M
Gross Profit 41.55M
Operating Income 15.71M
Pretax Income 14.03M
Net Income 11.19M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.78
Full Income Statement

Balance Sheet

The company has 79.93 million in cash and 68.00 million in debt, with a net cash position of 11.93 million or 1.87 per share.

Cash & Cash Equivalents 79.93M
Total Debt 68.00M
Net Cash 11.93M
Net Cash Per Share 1.87
Equity (Book Value) 145.62M
Book Value Per Share 22.80
Working Capital -1.50B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 37.81%
Pretax Margin 33.76%
Profit Margin 26.92%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.28, which amounts to a dividend yield of 1.18%.

Dividend Per Share 0.28
Dividend Yield 1.18%
Dividend Growth (YoY) 40.00%
Years of Dividend Growth 1
Payout Ratio n/a
Buyback Yield -0.41%
Shareholder Yield 0.77%
Earnings Yield 7.24%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 2