Malayan Banking Berhad (MLYBY)

Malayan Banking Berhad Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	32,861	30,231	21,609	17,205	19,351	24,131
Interest Paid on Deposits	20,223	17,439	7,793	5,171	8,260	12,036
Net Interest Income	12,638	12,792	13,816	12,034	11,090	12,095
Net Interest Income Growth (YoY)	-3.70%	-7.41%	14.80%	8.51%	-8.31%	0.18%
Gain (Loss) on Sale of Assets	5.49	4.12	4	1.3	13.76	-83.08
Gain (Loss) on Sale of Investments	3,258	1,494	-2,278	-1,164	2,240	3,024
Other Non-Interest Income	13,141	13,187	14,342	13,948	10,982	9,646
Total Non-Interest Income	16,404	14,685	12,069	12,786	13,236	12,587
Non-Interest Income Growth (YoY)	14.47%	21.68%	-5.61%	-3.40%	5.15%	9.12%
Revenues Before Loan Losses	29,042	27,476	25,884	24,820	24,326	24,682
Provision for Loan Losses	1,690	1,826	2,183	2,571	4,656	2,287
Revenue	27,352	25,650	23,702	22,249	19,670	22,395
Revenue Growth (YoY)	6.06%	8.22%	6.53%	13.11%	-12.17%	1.72%
Salaries and Employee Benefits	8,338	7,685	6,926	6,710	6,482	6,582
Occupancy Expenses	1,054	1,085	991.91	948.23	966.17	934.07
Amortization of Goodwill & Intangibles	243.48	232	250.65	282.72	286.9	252.42
Selling, General & Administrative	4,578	4,235	3,678	3,438	3,356	3,684
Other Non-Interest Expense	64.18	57.41	40.34	41.01	49.77	66.35
Total Non-Interest Expense	14,145	13,148	11,843	11,339	11,008	11,404
EBT Excluding Unusual Items	13,207	12,502	11,858	10,910	8,662	10,991
Asset Writedown	29.98	29.98	13.53	30.3	18.52	22.78
Pretax Income	13,237	12,532	11,872	10,887	8,657	11,014
Income Tax Expense	2,927	2,917	3,896	2,565	1,938	2,538
Earnings From Continuing Operations	10,310	9,615	7,976	8,322	6,719	8,476
Minority Interest in Earnings	-365.52	-265.08	-15.05	-225.29	-237.86	-277.58
Net Income	9,944	9,350	7,961	8,096	6,481	8,198
Net Income to Common	9,944	9,350	7,961	8,096	6,481	8,198
Net Income Growth	8.48%	17.45%	-1.68%	24.92%	-20.94%	1.05%
Basic Shares Outstanding	12,065	12,056	11,969	11,622	11,241	11,161
Diluted Shares Outstanding	12,065	12,056	11,969	11,622	11,241	11,161
Shares Change (YoY)	0.09%	0.73%	2.98%	3.39%	0.72%	2.08%
EPS (Basic)	0.82	0.78	0.67	0.70	0.58	0.73
EPS (Diluted)	0.82	0.78	0.67	0.70	0.58	0.73
EPS Growth	8.38%	16.60%	-4.52%	20.82%	-21.50%	-1.01%
Dividend Per Share	0.600	0.600	0.580	0.580	0.520	0.640
Dividend Growth	1.69%	3.45%	0%	11.54%	-18.75%	12.28%
Effective Tax Rate	22.11%	23.27%	32.82%	23.56%	22.39%	23.05%

Source: S&P Capital IQ. Banks template. Financial Sources.