Malayan Banking Berhad (MLYBY)

Malayan Banking Berhad Income Statement

Financials in millions MYR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	32,770	30,231	21,609	17,205	19,351
Interest Paid on Deposits	19,962	17,439	7,793	5,171	8,260
Net Interest Income	12,807	12,792	13,816	12,034	11,090
Net Interest Income Growth (YoY)	0.12%	-7.41%	14.80%	8.51%	-8.31%
Gain (Loss) on Sale of Assets	7.7	4.12	4	1.3	13.76
Gain (Loss) on Sale of Investments	3,063	1,494	-2,278	-1,164	2,240
Other Non-Interest Income	13,737	13,247	14,342	13,948	10,982
Total Non-Interest Income	16,807	14,745	12,069	12,786	13,236
Non-Interest Income Growth (YoY)	13.99%	22.17%	-5.61%	-3.40%	5.15%
Revenues Before Loan Losses	29,614	27,536	25,884	24,820	24,326
Provision for Loan Losses	1,671	1,826	2,183	2,571	4,656
Revenue	27,944	25,710	23,702	22,249	19,670
Revenue Growth (YoY)	8.69%	8.47%	6.53%	13.11%	-12.17%
Salaries and Employee Benefits	8,499	7,685	6,926	6,710	6,482
Occupancy Expenses	1,036	1,085	991.91	948.23	966.17
Amortization of Goodwill & Intangibles	250.13	232	250.65	282.72	286.9
Selling, General & Administrative	4,513	4,235	3,678	3,438	3,356
Other Non-Interest Expense	65.46	57.41	40.34	41.01	49.77
Total Non-Interest Expense	14,224	13,148	11,843	11,339	11,008
EBT Excluding Unusual Items	13,720	12,562	11,858	10,910	8,662
Asset Writedown	-18.4	-29.98	13.53	30.3	18.52
Pretax Income	13,702	12,532	11,872	10,887	8,657
Income Tax Expense	3,195	2,917	3,896	2,565	1,938
Earnings From Continuing Operations	10,506	9,615	7,976	8,322	6,719
Minority Interest in Earnings	-417.71	-265.08	-15.05	-225.29	-237.86
Net Income	10,089	9,350	7,961	8,096	6,481
Net Income to Common	10,089	9,350	7,961	8,096	6,481
Net Income Growth	7.90%	17.45%	-1.68%	24.92%	-20.94%
Basic Shares Outstanding	12,066	12,056	11,969	11,622	11,241
Diluted Shares Outstanding	12,066	12,056	11,969	11,622	11,241
Shares Change (YoY)	0.08%	0.73%	2.98%	3.39%	0.72%
EPS (Basic)	0.84	0.78	0.67	0.70	0.58
EPS (Diluted)	0.84	0.78	0.67	0.70	0.58
EPS Growth	7.80%	16.60%	-4.52%	20.82%	-21.50%
Dividend Per Share	0.610	0.600	0.580	0.580	0.520
Dividend Growth	1.67%	3.45%	-	11.54%	-18.75%
Effective Tax Rate	23.32%	23.28%	32.82%	23.56%	22.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.