MS&AD Insurance Group Holdings, Inc. (MSADY)
OTCMKTS · Delayed Price · Currency is USD
21.96
-0.01 (-0.05%)
Nov 24, 2025, 4:00 PM EST

MSADY Statistics

Total Valuation

MSADY has a market cap or net worth of 32.62 billion. The enterprise value is 23.82 billion.

Market Cap32.62B
Enterprise Value 23.82B

Important Dates

The last earnings date was Wednesday, November 19, 2025.

Earnings Date Nov 19, 2025
Ex-Dividend Date Mar 30, 2026

Share Statistics

Current Share Class n/a
Shares Outstanding n/a
Shares Change (YoY) -4.52%
Shares Change (QoQ) -1.03%
Owned by Insiders (%) 0.06%
Owned by Institutions (%) 51.12%
Float 1.33B

Valuation Ratios

The trailing PE ratio is 6.66.

PE Ratio 6.66
Forward PE n/a
PS Ratio 0.67
PB Ratio 1.10
P/TBV Ratio 1.24
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 4.87
EV / Sales 0.52
EV / EBITDA 3.45
EV / EBIT 3.87
EV / FCF n/a

Financial Position

The company has a current ratio of 1.60, with a Debt / Equity ratio of 0.18.

Current Ratio 1.60
Quick Ratio 0.76
Debt / Equity 0.18
Debt / EBITDA 0.73
Debt / FCF n/a
Interest Coverage 81.76

Financial Efficiency

Return on equity (ROE) is 16.66% and return on invested capital (ROIC) is 11.89%.

Return on Equity (ROE) 16.66%
Return on Assets (ROA) 2.24%
Return on Invested Capital (ROIC) 11.89%
Return on Capital Employed (ROCE) 4.03%
Revenue Per Employee 1.27M
Profits Per Employee 127,973
Employee Count38,247
Asset Turnover 0.27
Inventory Turnover n/a

Taxes

In the past 12 months, MSADY has paid 1.68 billion in taxes.

Income Tax 1.68B
Effective Tax Rate 25.43%

Stock Price Statistics

The stock price has decreased by -2.70% in the last 52 weeks. The beta is 0.18, so MSADY's price volatility has been lower than the market average.

Beta (5Y) 0.18
52-Week Price Change -2.70%
50-Day Moving Average 21.90
200-Day Moving Average 22.11
Relative Strength Index (RSI) 57.98
Average Volume (20 Days) 94,849

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, MSADY had revenue of 48.66 billion and earned 4.89 billion in profits. Earnings per share was 3.23.

Revenue48.66B
Gross Profit 12.76B
Operating Income 6.51B
Pretax Income 6.60B
Net Income 4.89B
EBITDA 7.31B
EBIT 6.51B
Earnings Per Share (EPS) 3.23
Full Income Statement

Balance Sheet

The company has 14.09 billion in cash and 5.34 billion in debt, giving a net cash position of 7.35 billion.

Cash & Cash Equivalents 14.09B
Total Debt 5.34B
Net Cash 7.35B
Net Cash Per Share n/a
Equity (Book Value) 29.67B
Book Value Per Share 19.71
Working Capital 13.68B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 26.21%, with operating and profit margins of 13.38% and 10.06%.

Gross Margin 26.21%
Operating Margin 13.38%
Pretax Margin 13.57%
Profit Margin 10.06%
EBITDA Margin 15.01%
EBIT Margin 13.38%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 1.02, which amounts to a dividend yield of 4.66%.

Dividend Per Share 1.02
Dividend Yield 4.66%
Dividend Growth (YoY) 2.54%
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 4.52%
Shareholder Yield 9.18%
Earnings Yield 15.01%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 2, 2024. It was a forward split with a ratio of 1.5.

Last Split Date Apr 2, 2024
Split Type Forward
Split Ratio 1.5

Scores

Altman Z-Score n/a
Piotroski F-Score 3