Mission Bancorp (MSBC)

Mission Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	84.55	79.82	69.95	49.82	42.61	39.34
Interest Income on Investments	20.82	19.34	14.85	8.68	3.6	2.61
Total Interest Income	105.37	99.16	84.8	58.5	46.21	41.94
Interest Paid on Deposits	30.86	26.64	13.33	2.16	1.27	1.65
Interest Paid on Borrowings	0.86	1.39	1.88	1.07	1.02	0.47
Total Interest Expense	31.72	28.02	15.21	3.23	2.29	2.12
Net Interest Income	73.65	71.13	69.59	55.27	43.92	39.82
Net Interest Income Growth (YoY)	4.46%	2.21%	25.91%	25.84%	10.30%	16.12%
Gain (Loss) on Sale of Assets	-	-	0.31	1.69	0.11	0.1
Gain (Loss) on Sale of Investments	-0.05	-0.03	-0.74	-	0.71	0.29
Other Non-Interest Income	6.9	7.26	5.85	6.33	5.81	5.93
Total Non-Interest Income	6.85	7.23	5.42	8.01	6.63	6.32
Non-Interest Income Growth (YoY)	18.10%	33.48%	-32.42%	20.82%	4.91%	15.44%
Revenues Before Loan Losses	80.5	78.36	75.01	63.28	50.55	46.14
Provision for Loan Losses	1.77	1.47	1.42	2.99	1.68	2.34
Revenue	78.73	76.89	73.59	60.29	48.87	43.81
Revenue Growth (YoY)	5.30%	4.49%	22.06%	23.36%	11.56%	15.04%
Salaries and Employee Benefits	21.46	20.06	17.63	15.33	13.33	13.66
Occupancy Expenses	1.51	1.5	1.51	1.47	1.54	1.52
Selling, General & Administrative	9.95	10.3	9.96	7.83	6.37	5.6
Other Non-Interest Expense	8.23	3	2.53	2.04	2.02	1.73
Total Non-Interest Expense	41.15	34.86	31.63	26.67	23.25	22.52
EBT Excluding Unusual Items	37.58	42.03	41.96	33.62	25.62	21.28
Pretax Income	37.58	42.03	41.96	33.62	25.62	21.28
Income Tax Expense	10.99	11.88	11.49	9.37	6.9	5.6
Earnings From Continuing Operations	26.59	30.14	30.47	24.25	18.72	15.69
Net Income	26.59	30.14	30.47	24.25	18.72	15.69
Net Income to Common	26.59	30.14	30.47	24.25	18.72	15.69
Net Income Growth	-13.63%	-1.07%	25.63%	29.54%	19.34%	14.85%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change (YoY)	1.99%	1.26%	0.64%	1.64%	1.54%	0.47%
EPS (Basic)	9.58	10.93	11.22	9.08	7.14	6.10
EPS (Diluted)	9.39	10.73	10.99	8.80	6.91	5.87
EPS Growth	-15.26%	-2.34%	24.92%	27.31%	17.65%	14.28%
Effective Tax Rate	29.24%	28.28%	27.38%	27.86%	26.92%	26.29%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.