Mission Bancorp (MSBC)

Mission Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	30.14	30.47	24.25	18.72
Depreciation & Amortization	0.67	0.75	0.73	0.77
Other Amortization	0.07	0.07	0.07	-
Gain (Loss) on Sale of Assets	-	-0.31	-1.69	-0.11
Gain (Loss) on Sale of Investments	1.94	2.54	2.02	1.11
Total Asset Writedown	-	-	-0.05	0.05
Provision for Credit Losses	1.47	1.42	2.99	1.68
Accrued Interest Receivable	2.17	-3.96	-0.9	-0.39
Other Operating Activities	-1.71	-1.38	-2.43	-5.12
Operating Cash Flow	34.5	32.66	27.53	17.28
Operating Cash Flow Growth	5.66%	18.61%	59.34%	19.69%
Capital Expenditures	-0.28	-1	-0.27	-0.24
Sale of Property, Plant and Equipment	-	0.39	-	-
Investment in Securities	-3.34	9.52	-40.13	-84.09
Divestitures	-	-	-4.55	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-80.58	-140.89	-203.54	-74.33
Other Investing Activities	-0.04	0.18	-0.96	-9.02
Investing Cash Flow	-84.24	-131.82	-249.45	-167.68
Short-Term Debt Issued	-	20	-	-
Long-Term Debt Issued	-	-	-	11.84
Total Debt Issued	-	20	-	11.84
Short-Term Debt Repaid	-20	-	-	-
Long-Term Debt Repaid	-	-	-	-12
Total Debt Repaid	-20	-	-	-12
Net Debt Issued (Repaid)	-20	20	-	-0.16
Issuance of Common Stock	1.42	0.33	0.48	0.8
Repurchase of Common Stock	-0.56	-0.17	-0.52	-0.01
Net Increase (Decrease) in Deposit Accounts	212.56	97.72	6.43	222.65
Other Financing Activities	-	-	-10.32	-
Financing Cash Flow	193.42	117.88	-3.93	223.27
Net Cash Flow	143.69	18.72	-225.85	72.87
Free Cash Flow	34.22	31.65	27.26	17.04
Free Cash Flow Growth	8.12%	16.12%	59.96%	21.35%
Free Cash Flow Margin	44.51%	43.02%	45.22%	34.87%
Free Cash Flow Per Share	12.19	11.42	9.89	6.29
Cash Interest Paid	28.56	14.5	3.22	2.2
Cash Income Tax Paid	12.61	13.26	9.9	8.1

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.