Northumberland Bancorp Statistics
Total Valuation
NUBC has a market cap or net worth of 34.11 million.
| Market Cap | 34.11M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, September 11, 2025.
| Earnings Date | Sep 11, 2025 |
| Ex-Dividend Date | Jun 9, 2025 |
Share Statistics
NUBC has 1.31 million shares outstanding. The number of shares has decreased by -0.18% in one year.
| Current Share Class | 1.31M |
| Shares Outstanding | 1.31M |
| Shares Change (YoY) | -0.18% |
| Shares Change (QoQ) | -8.24% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 18.96.
| PE Ratio | 18.96 |
| Forward PE | n/a |
| PS Ratio | 1.65 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.67 |
| P/FCF Ratio | 7.47 |
| P/OCF Ratio | 7.30 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.53%.
| Return on Equity (ROE) | 3.53% |
| Return on Assets (ROA) | 0.26% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 182,805 |
| Profits Per Employee | 15,593 |
| Employee Count | 113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NUBC has paid 115,000 in taxes.
| Income Tax | 115,000 |
| Effective Tax Rate | 6.13% |
Stock Price Statistics
The stock price has increased by +20.37% in the last 52 weeks. The beta is -0.04, so NUBC's price volatility has been lower than the market average.
| Beta (5Y) | -0.04 |
| 52-Week Price Change | +20.37% |
| 50-Day Moving Average | 25.35 |
| 200-Day Moving Average | 25.40 |
| Relative Strength Index (RSI) | 64.14 |
| Average Volume (20 Days) | 605 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.06 |
Income Statement
In the last 12 months, NUBC had revenue of 20.66 million and earned 1.76 million in profits. Earnings per share was 1.37.
| Revenue | 20.66M |
| Gross Profit | 20.66M |
| Operating Income | 2.21M |
| Pretax Income | 1.88M |
| Net Income | 1.76M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.37 |
Balance Sheet
The company has 24.07 million in cash and 30.05 million in debt, giving a net cash position of -5.98 million or -4.56 per share.
| Cash & Cash Equivalents | 24.07M |
| Total Debt | 30.05M |
| Net Cash | -5.98M |
| Net Cash Per Share | -4.56 |
| Equity (Book Value) | 50.85M |
| Book Value Per Share | 38.76 |
| Working Capital | -558.96M |
Cash Flow
In the last 12 months, operating cash flow was 4.67 million and capital expenditures -107,000, giving a free cash flow of 4.57 million.
| Operating Cash Flow | 4.67M |
| Capital Expenditures | -107,000 |
| Free Cash Flow | 4.57M |
| FCF Per Share | 3.48 |
Margins
| Gross Margin | n/a |
| Operating Margin | 10.71% |
| Pretax Margin | 9.09% |
| Profit Margin | 8.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 22.10% |
Dividends & Yields
This stock pays an annual dividend of 0.92, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | 0.92 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 68.50% |
| Buyback Yield | 0.18% |
| Shareholder Yield | 3.72% |
| Earnings Yield | 5.17% |
| FCF Yield | 13.38% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 13, 2005. It was a forward split with a ratio of 2.
| Last Split Date | May 13, 2005 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |