Oconee Federal Financial Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021	Jun '20 Jun 30, 2020	Jun '19 Jun 30, 2019
Net Income	3.35	4.1	4.07	3.86	3.72
Depreciation & Amortization	0.97	1.65	1.91	1.31	1.15
Gain (Loss) on Sale of Assets	-0.04	-	-0.03	0.08	-0.02
Gain (Loss) on Sale of Investments	0.08	0.08	-0.16	-0.15	-0.04
Total Asset Writedown	-	-	0.02	0.12	0.06
Provision for Credit Losses	0.15	-	-	0.05	0.22
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.18	0.22	0.2	0.09	0.12
Accrued Interest Receivable	-0.29	-0.02	0.02	0.17	-0.07
Other Operating Activities	-0.46	-0.66	-0.6	-0.16	-0.47
Operating Cash Flow	6.33	5.71	4.93	5.09	5.44
Operating Cash Flow Growth	10.90%	15.85%	-3.26%	-6.29%	-14.80%
Capital Expenditures	-0.38	-0.21	-0.26	-1.85	-1.81
Sale of Property, Plant and Equipment	-	-	-	-	0.03
Investment in Securities	11.65	-31.69	-51	6.32	22.78
Net Decrease (Increase) in Loans Originated / Sold - Investing	-67.88	-5.82	16.93	5.16	-32.47
Other Investing Activities	-1.63	0.22	-0.16	0.61	-0.22
Investing Cash Flow	-58.09	-37.51	-34.27	10.98	-11.05
Long-Term Debt Issued	86.5	4	10	5	54.1
Total Debt Issued	86.5	4	10	5	54.1
Short-Term Debt Repaid	-	-	-	-	-49.6
Long-Term Debt Repaid	-49.5	-10	-	-19	-
Total Debt Repaid	-49.5	-10	-	-19	-49.6
Net Debt Issued (Repaid)	37	-6	10	-14	4.5
Issuance of Common Stock	-	-	0.01	-	0.18
Repurchase of Common Stock	-	-0.66	-1.23	-3.94	-1.59
Common Dividends Paid	-2.24	-2.21	-2.2	-2.23	-2.21
Net Increase (Decrease) in Deposit Accounts	14.56	19.75	18.84	1.99	31.52
Financing Cash Flow	49.32	10.88	25.41	-18.18	32.4
Net Cash Flow	-2.44	-20.92	-3.93	-2.11	26.78
Free Cash Flow	5.96	5.49	4.67	3.25	3.62
Free Cash Flow Growth	8.39%	17.67%	43.88%	-10.46%	-36.53%
Free Cash Flow Margin	37.06%	32.39%	27.71%	19.31%	21.66%
Free Cash Flow Per Share	1.06	0.98	0.83	0.57	0.63
Cash Interest Paid	4.72	1.09	1.82	3.89	3.59
Cash Income Tax Paid	1.19	0.89	1.33	0.14	0.54

Source: S&P Global Market Intelligence. Banks template. Financial Sources.