Peoples Trust Company of St. Albans (PPAL)
OTCMKTS
· Delayed Price · Currency is USD
62.00
+1.50 (2.48%)
At close: Aug 26, 2024
PPAL Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 13.76 | 10.64 | 8.74 | 9.1 | 9.34 | Upgrade
|
| Interest Income on Investments | 3.06 | 4.14 | 2.78 | 1.24 | 1.27 | Upgrade
|
| Total Interest Income | 16.82 | 14.77 | 11.52 | 10.34 | 10.62 | Upgrade
|
| Interest Paid on Deposits | 2.66 | 1.41 | 0.75 | 0.95 | 0.91 | Upgrade
|
| Interest Paid on Borrowings | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | Upgrade
|
| Total Interest Expense | 2.67 | 1.42 | 0.76 | 0.96 | 0.91 | Upgrade
|
| Net Interest Income | 14.15 | 13.35 | 10.76 | 9.38 | 9.7 | Upgrade
|
| Net Interest Income Growth (YoY) | 5.98% | 24.03% | 14.74% | -3.32% | -5.87% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | 0.04 | -0.01 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.38 | - | -0 | - | -0 | Upgrade
|
| Other Non-Interest Income | 2.1 | 2.1 | 2.05 | 1.74 | 1.57 | Upgrade
|
| Total Non-Interest Income | 2.66 | 2.99 | 2.95 | 3.77 | 4.31 | Upgrade
|
| Non-Interest Income Growth (YoY) | -10.98% | 1.24% | -21.64% | -12.44% | 60.17% | Upgrade
|
| Revenues Before Loan Losses | 16.81 | 16.34 | 13.72 | 13.15 | 14.01 | Upgrade
|
| Provision for Loan Losses | 0.18 | 0.78 | 0.08 | - | 0.6 | Upgrade
|
| Revenue | 16.63 | 15.56 | 13.64 | 13.15 | 13.41 | Upgrade
|
| Revenue Growth (YoY) | 6.91% | 14.03% | 3.74% | -1.93% | 3.17% | Upgrade
|
| Salaries and Employee Benefits | 7.3 | 7.13 | 6.62 | 5.96 | 6.41 | Upgrade
|
| Occupancy Expenses | 1.08 | 1.13 | 1.08 | 1.1 | 1.13 | Upgrade
|
| Selling, General & Administrative | 0.74 | 0.72 | 0.67 | 0.59 | 0.65 | Upgrade
|
| Other Non-Interest Expense | 3.16 | 3.3 | 2.91 | 2.71 | 2.74 | Upgrade
|
| Total Non-Interest Expense | 12.29 | 12.28 | 11.28 | 10.37 | 10.93 | Upgrade
|
| EBT Excluding Unusual Items | 4.34 | 3.28 | 2.36 | 2.78 | 2.47 | Upgrade
|
| Asset Writedown | - | - | - | -0.04 | -0.24 | Upgrade
|
| Pretax Income | 4.34 | 3.28 | 2.36 | 2.74 | 2.23 | Upgrade
|
| Income Tax Expense | 0.72 | 0.44 | 0.29 | 0.42 | 0.04 | Upgrade
|
| Net Income | 3.62 | 2.84 | 2.07 | 2.32 | 2.19 | Upgrade
|
| Net Income to Common | 3.62 | 2.84 | 2.07 | 2.32 | 2.19 | Upgrade
|
| Net Income Growth | 27.30% | 37.13% | -10.72% | 5.73% | 1.54% | Upgrade
|
| Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 | Upgrade
|
| Shares Change (YoY) | -0.75% | -2.05% | -2.17% | -0.85% | -2.96% | Upgrade
|
| EPS (Basic) | 6.66 | 5.19 | 3.71 | 4.06 | 3.81 | Upgrade
|
| EPS (Diluted) | 6.66 | 5.19 | 3.71 | 4.06 | 3.81 | Upgrade
|
| EPS Growth | 28.26% | 40.00% | -8.74% | 6.64% | 4.64% | Upgrade
|
| Dividend Per Share | 1.125 | 1.025 | 0.950 | 0.950 | - | Upgrade
|
| Dividend Growth | 9.76% | 7.90% | - | - | - | Upgrade
|
| Effective Tax Rate | 16.68% | 13.28% | 12.16% | 15.37% | 1.79% | Upgrade
|
Source: S&P Global Market Intelligence. Banks template. Financial Sources.