Peoples Trust Company of St. Albans (PPAL)
OTCMKTS · Delayed Price · Currency is USD
60.10
0.00 (0.00%)
At close: Dec 3, 2025

PPAL Statistics

Total Valuation

PPAL has a market cap or net worth of 32.79 million.

Market Cap32.79M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, May 8, 2026.

Earnings Date May 8, 2026
Ex-Dividend Date Mar 13, 2026

Share Statistics

PPAL has 545,626 shares outstanding. The number of shares has decreased by -6.09% in one year.

Current Share Class 545,626
Shares Outstanding 545,626
Shares Change (YoY) -6.09%
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 7.78.

PE Ratio 7.78
Forward PE n/a
PS Ratio 1.83
PB Ratio 0.77
P/TBV Ratio 0.77
P/FCF Ratio 9.05
P/OCF Ratio 8.88
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 10.34%.

Return on Equity (ROE) 10.34%
Return on Assets (ROA) 1.10%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 11.66%
Revenue Per Employee 162,575
Profits Per Employee 37,670
Employee Count 110
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, PPAL has paid 573,236 in taxes.

Income Tax 573,236
Effective Tax Rate 12.15%

Stock Price Statistics

The stock price has decreased by -3.06% in the last 52 weeks. The beta is 1.35, so PPAL's price volatility has been higher than the market average.

Beta (5Y) 1.35
52-Week Price Change -3.06%
50-Day Moving Average 64.99
200-Day Moving Average 46.01
Relative Strength Index (RSI) 49.66
Average Volume (20 Days) 917

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, PPAL had revenue of 17.88 million and earned 4.14 million in profits. Earnings per share was 7.72.

Revenue17.88M
Gross Profit 17.88M
Operating Income 4.72M
Pretax Income 4.72M
Net Income 4.14M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 7.72
Full Income Statement

Balance Sheet

The company has 20.86 million in cash and n/a in debt, with a net cash position of 20.86 million or 38.24 per share.

Cash & Cash Equivalents 20.86M
Total Debt n/a
Net Cash 20.86M
Net Cash Per Share 38.24
Equity (Book Value) 42.34M
Book Value Per Share 79.56
Working Capital -314.89M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 3.69 million and capital expenditures -69,468, giving a free cash flow of 3.62 million.

Operating Cash Flow 3.69M
Capital Expenditures -69,468
Depreciation & Amortization n/a
Net Borrowing -3.25M
Free Cash Flow 3.62M
FCF Per Share 6.64
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 26.38%
Pretax Margin 26.38%
Profit Margin 23.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 20.26%

Dividends & Yields

This stock pays an annual dividend of 1.25, which amounts to a dividend yield of 2.08%.

Dividend Per Share 1.25
Dividend Yield 2.08%
Dividend Growth (YoY) 8.70%
Years of Dividend Growth 3
Payout Ratio 16.19%
Buyback Yield 6.09%
Shareholder Yield 8.17%
Earnings Yield 12.64%
FCF Yield 11.05%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 13, 2005. It was a forward split with a ratio of 2.

Last Split Date Sep 13, 2005
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 3