Pacific Valley Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	4.42	4.85	5.21	3.77
Depreciation & Amortization	0.67	0.36	0.14	0.13
Other Amortization	-	0.02	1.77	0.3
Provision for Credit Losses	-	-	0.59	0.42
Other Operating Activities	-1.81	-0.06	-0.16	0.22
Operating Cash Flow	3.44	5.33	7.71	4.92
Operating Cash Flow Growth	-35.55%	-30.79%	56.78%	7.15%
Capital Expenditures	-0.27	-0.21	-0.16	-0.23
Investment in Securities	4	1.79	-17.79	-10.22
Net Decrease (Increase) in Loans Originated / Sold - Investing	-33.8	-42.03	-26.34	-41.19
Other Investing Activities	-0.23	-0.29	-0.41	-0.26
Investing Cash Flow	-30.31	-40.74	-44.7	-51.91
Long-Term Debt Issued	-	-	16.78	-
Net Debt Issued (Repaid)	-	-	16.78	-
Issuance of Common Stock	-	-	0.1	-
Net Increase (Decrease) in Deposit Accounts	66.43	20.59	38.35	30.79
Financing Cash Flow	66.43	20.59	55.22	30.79
Net Cash Flow	39.56	-14.81	18.23	-16.2
Free Cash Flow	3.17	5.12	7.55	4.68
Free Cash Flow Growth	-38.21%	-32.11%	61.21%	5.62%
Free Cash Flow Margin	16.75%	26.21%	37.24%	28.04%
Free Cash Flow Per Share	0.65	1.06	1.56	0.97
Cash Interest Paid	11.36	7.97	1.65	0.56
Cash Income Tax Paid	2.01	2.06	2.52	1.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.