Pacific West Bancorp (PWBK)

Pacific West Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-0.34	-0.24	1.84	1.51
Depreciation & Amortization	0.27	0.25	0.27	0.44
Provision for Credit Losses	0.18	0.54	0.36	0.55
Accrued Interest Receivable	0.01	-0.65	2.33	-2.38
Change in Other Net Operating Assets	0	0.01	0.02	0.03
Other Operating Activities	-0.39	-0.4	-0.75	0.29
Operating Cash Flow	-1.16	0.99	3.99	1.3
Operating Cash Flow Growth	-	-75.08%	207.49%	11.50%
Capital Expenditures	-0.06	-0.85	-0.21	-0.03
Investment in Securities	-2.16	4.51	-19.14	-14.85
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4.11	-44.71	-7.58	-46.15
Other Investing Activities	-0.14	-0.39	-0.08	-0.1
Investing Cash Flow	-6.47	-41.44	-27.01	-61.13
Long-Term Debt Issued	-	39.78	-	-
Long-Term Debt Repaid	-25.52	-0.02	-0.02	-0.02
Net Debt Issued (Repaid)	-25.52	39.76	-0.02	-0.02
Net Increase (Decrease) in Deposit Accounts	35.24	-2.62	8.83	61.17
Financing Cash Flow	9.72	37.14	8.81	61.15
Net Cash Flow	2.09	-3.31	-14.22	1.31
Free Cash Flow	-1.22	0.15	3.78	1.26
Free Cash Flow Growth	-	-96.10%	199.28%	23.09%
Free Cash Flow Margin	-13.10%	1.55%	34.40%	13.63%
Free Cash Flow Per Share	-0.46	0.06	1.41	0.47
Cash Interest Paid	9.44	4.11	0.81	0.54
Cash Income Tax Paid	0.01	0.34	1.1	0.06

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.