RBAZ Bancorp, Inc. (RBAZ)

RBAZ Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	18.21	17.94	14.21	9.22	7.54	6.14
Interest Paid on Deposits	5.77	5.92	4.74	1.67	0.95	1.19
Net Interest Income	12.44	12.01	9.47	7.54	6.6	4.95
Net Interest Income Growth (YoY)	24.20%	26.90%	25.48%	14.32%	33.31%	19.88%
Gain (Loss) on Sale of Investments	-	-	-	-	-0.01	-0
Other Non-Interest Income	0.98	0.97	0.82	0.51	0.39	0.15
Total Non-Interest Income	0.98	0.97	0.82	0.51	0.38	0.15
Non-Interest Income Growth (YoY)	17.71%	17.93%	60.47%	34.83%	150.99%	30.17%
Revenues Before Loan Losses	13.42	12.98	10.29	8.06	6.98	5.1
Provision for Loan Losses	0.63	0.63	-	0.22	0.18	0.1
Revenue	12.79	12.35	10.29	7.84	6.8	5
Revenue Growth (YoY)	17.92%	20.09%	31.25%	15.22%	36.01%	17.81%
Other Non-Interest Expense	7.89	7.91	7.14	5.39	4.33	3.85
Total Non-Interest Expense	7.89	7.91	7.14	5.39	4.33	3.85
EBT Excluding Unusual Items	4.91	4.45	3.14	2.45	2.47	1.16
Pretax Income	4.91	4.45	3.14	2.45	2.47	1.16
Income Tax Expense	1.18	1.07	0.68	0.54	0.56	0.3
Net Income	3.73	3.38	2.46	1.91	1.92	0.85
Net Income to Common	3.73	3.38	2.46	1.91	1.92	0.85
Net Income Growth	37.59%	37.36%	28.59%	-0.26%	124.59%	90.20%
Basic Shares Outstanding	2	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2	2
Shares Change (YoY)	3.60%	3.21%	-1.38%	-1.24%	5.09%	0.06%
EPS (Basic)	2.09	1.90	1.37	1.06	1.06	0.47
EPS (Diluted)	1.94	1.77	1.33	1.02	1.01	0.47
EPS Growth	32.80%	33.08%	30.39%	0.99%	113.71%	90.10%
Effective Tax Rate	23.99%	23.98%	21.76%	21.95%	22.47%	26.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.