NatWest Group Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	25,698	25,187	21,026	12,637	9,234
Interest Paid on Deposits	12,869	13,912	9,977	2,795	1,699
Net Interest Income	12,829	11,275	11,049	9,842	7,535
Net Interest Income Growth (YoY)	13.78%	2.04%	12.26%	30.62%	1.98%
Income From Trading Activities	1,112	825	794	1,133	323
Gain (Loss) on Sale of Assets	-36	31	-23	-5	18
Gain (Loss) on Sale of Investments	-8	-19	-43	-168	117
Gain (Loss) on Sale of Equity Investments	68	19	-9	-30	216
Other Non-Interest Income	2,676	2,572	2,984	2,545	2,365
Total Non-Interest Income	3,812	3,428	3,703	3,475	3,039
Non-Interest Income Growth (YoY)	11.20%	-7.43%	6.56%	14.35%	-10.51%
Revenues Before Loan Losses	16,641	14,703	14,752	13,317	10,574
Provision for Loan Losses	671	359	578	337	-1,173
Revenue	15,970	14,344	14,174	12,980	11,747
Revenue Growth (YoY)	11.34%	1.20%	9.20%	10.50%	52.82%
Salaries and Employee Benefits	4,052	3,936	3,839	3,671	3,676
Occupancy Expenses	2,445	2,269	2,087	1,945	1,971
Selling, General & Administrative	1,604	1,649	1,715	1,686	2,026
Total Non-Interest Expense	8,101	7,854	7,641	7,302	7,673
EBT Excluding Unusual Items	7,869	6,490	6,533	5,678	4,074
Other Unusual Items	-161	-295	-355	-546	-145
Pretax Income	7,708	6,195	6,178	5,132	3,844
Income Tax Expense	1,874	1,465	1,434	1,275	996
Earnings From Continuing Operations	5,834	4,730	4,744	3,857	2,848
Earnings From Discontinued Operations	-	81	-112	-262	464
Minority Interest in Earnings	-3	-9	4	-6	-44
Net Income	5,831	4,802	4,636	3,589	3,268
Preferred Dividends & Other Adjustments	352	283	242	249	318
Net Income to Common	5,479	4,519	4,394	3,340	2,950
Net Income Growth	21.43%	3.58%	29.17%	9.82%	-
Basic Shares Outstanding	8,052	8,450	9,164	9,872	10,792
Diluted Shares Outstanding	8,126	8,516	9,219	9,929	10,837
Shares Change (YoY)	-4.58%	-7.63%	-7.15%	-8.38%	-3.51%
EPS (Basic)	0.68	0.53	0.48	0.34	0.27
EPS (Diluted)	0.67	0.53	0.48	0.34	0.27
EPS Growth	27.05%	11.25%	42.08%	23.47%	-
Dividend Per Share	0.325	0.215	0.170	0.135	0.113
Dividend Growth	51.16%	26.47%	25.93%	19.36%	250.16%
Effective Tax Rate	24.31%	23.65%	23.21%	24.84%	25.91%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.