NatWest Group Balance Sheet

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	85,182	92,994	104,262	144,832	177,757
Short-Term Interbank Lending and Reverse Repurchase Agreements	26,812	19,585	6,914	10,040	19,428
Trading Assets	107,326	127,323	124,455	145,122	165,297
Gross Loans	418,881	400,326	381,433	366,340	358,990
Net Loans	418,881	400,326	381,433	366,340	358,990
Accrued Interest and Accounts Receivable	645	2,085	7,231	2,572	2,141
Other Intangible Assets	7,292	7,588	7,614	7,116	6,723
Other Non-Earning Assets	148,185	121,327	60,764	74,926	51,656
Total Assets	714,553	707,985	692,673	720,053	781,992
Interest-bearing deposits	487,090	464,942	453,567	470,759	506,089
Total Deposits	487,090	464,942	453,567	470,759	506,089
Trading Liabilities	102,996	126,796	126,031	146,855	165,433
Accounts Payable	942	1,729	6,645	2,012	2,068
Long-Term Debt	9,287	9,452	8,951	9,478	11,476
Other Liabilities	71,625	65,688	60,291	54,453	55,123
Total Liabilities	671,940	668,607	655,485	683,557	740,189
Preferred Stock	4,571	5,280	3,890	3,890	4,384
Total Common Shareholders' Equity	42,599	39,350	37,157	36,488	41,796
Minority Interest	14	28	31	8	7
Shareholders' Equity	42,613	39,378	37,188	36,496	41,803
Total Liabilities & Equity	714,553	707,985	692,673	720,053	781,992
Total Debt	9,287	9,452	8,951	9,478	11,476
Net Cash (Debt)	-9,287	-9,452	-8,951	-9,478	-11,476
Net Cash Per Share	-2.29	-2.22	-1.94	-1.91	-2.12
Book Value	42,599	39,350	37,157	36,488	41,796
Book Value Per Share	10.48	9.24	8.06	7.35	7.71
Tangible Book Value	35,307	31,762	29,543	29,372	35,073
Tangible Book Value Per Share	8.69	7.46	6.41	5.92	6.47

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.