Rakuten Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	4,921,500	4,241,858	4,791,097	4,050,227	3,649,136	2,682,972
Investment Securities	2,170,373	5,227,695	4,195,842	3,442,606	2,635,640	1,712,941
Total Investments	2,170,373	5,227,695	4,195,842	3,442,606	2,635,640	1,712,941
Gross Loans	5,689,901	5,049,968	4,075,954	3,787,957	2,954,708	1,895,656
Allowance for Loan Losses	-8,548	-6,214	-3,756	-2,156	-1,226	-1,460
Net Loans	5,681,353	5,043,754	4,072,198	3,785,801	2,953,482	1,894,196
Property, Plant & Equipment	5,285	4,619	4,336	3,715	19,414	17,373
Goodwill	-	-	26	61	-	-
Other Intangible Assets	38,767	30,582	23,462	19,205	-	-
Other Current Assets	18,897	24,153	37,416	19,437	18,604	16,034
Long-Term Deferred Tax Assets	20,961	17,359	10,677	8,228	5,222	3,300
Other Long-Term Assets	232,840	158,619	345,419	260,228	209,191	160,025
Total Assets	16,887,125	14,748,639	13,480,473	11,589,508	9,490,689	6,486,841
Accrued Expenses	522	694	652	635	-	-
Interest Bearing Deposits	13,299,913	11,467,355	10,442,382	8,985,693	7,584,374	5,545,947
Total Deposits	13,299,913	11,467,355	10,442,382	8,985,693	7,584,374	5,545,947
Short-Term Borrowings	25,682	19,459	14,382	12,028	-	-
Other Current Liabilities	18,897	15,776	11,915	9,533	9,962	8,521
Long-Term Debt	2,866,100	2,758,526	2,575,432	2,281,295	1,612,000	663,200
Pension & Post-Retirement Benefits	1,702	1,566	1,442	1,292	-	-
Other Long-Term Liabilities	302,392	166,147	154,681	67,349	77,858	82,383
Total Liabilities	16,515,208	14,429,523	13,200,886	11,357,825	9,284,194	6,300,051
Common Stock	32,642	32,616	32,616	25,954	25,954	25,954
Additional Paid-In Capital	10,569	10,543	10,543	3,880	2,468	2,468
Retained Earnings	325,050	271,931	221,151	186,714	159,022	138,982
Comprehensive Income & Other	-14,218	-12,844	-3,617	-3,516	-362	569
Total Common Equity	354,043	302,246	260,693	213,032	187,082	167,973
Minority Interest	17,874	16,870	18,894	18,651	19,413	18,817
Shareholders' Equity	371,917	319,116	279,587	231,683	206,495	186,790
Total Liabilities & Equity	16,887,125	14,748,639	13,480,473	11,589,508	9,490,689	6,486,841
Total Debt	2,891,782	2,777,985	2,589,814	2,293,323	1,612,000	663,200
Net Cash (Debt)	2,029,718	1,980,739	2,755,807	2,316,078	2,414,236	2,096,169
Net Cash Growth	-18.71%	-28.13%	18.99%	-4.07%	15.17%	-
Net Cash Per Share	11614.51	11341.97	15877.94	14082.67	14679.51	12745.54
Filing Date Shares Outstanding	174.5	174.48	174.48	174.48	164.46	164.46
Total Common Shares Outstanding	174.5	174.48	174.48	164.46	164.46	164.46
Book Value Per Share	2028.92	1732.25	1494.09	1295.31	1137.53	1021.34
Tangible Book Value	315,276	271,664	237,205	193,766	187,082	167,973
Tangible Book Value Per Share	1806.75	1556.97	1359.48	1178.17	1137.53	1021.34

Source: S&P Global Market Intelligence. Banks template. Financial Sources.