Southern Community Bancshares, Inc. (SCBS)

SCBS Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2000	FY 1999	FY 1998	FY 1997	FY 1996
Period Ending	Dec 31, 2000	Sep 30, 2000	Sep 30, 1999	Sep 30, 1998	Sep 30, 1997	Sep 30, 1996
Net Income	0.63	0.6	0.58	0.82	0.79	0.22
Depreciation & Amortization	0.06	0.05	0.05	0.08	0.08	0.08
Gain (Loss) on Sale of Assets	-	-	-	-0	-	-0
Gain (Loss) on Sale of Investments	-0.01	0	0.04	0.04	-0.04	-0.05
Provision for Credit Losses	-	-	-	-	-	0.19
Accrued Interest Receivable	0.04	0.04	-0.06	0.06	-0.04	-0.05
Change in Income Taxes	0.03	0.03	-0.11	0.01	-0.08	-0.1
Change in Other Net Operating Assets	0.57	0.41	-0.47	-0.05	-0.21	0.16
Other Operating Activities	-0.08	-0.08	-0.09	-0.13	0.08	-0.24
Operating Cash Flow	1.67	1.38	0.18	1.07	0.67	0.21
Operating Cash Flow Growth	1669.20%	652.85%	-82.95%	60.21%	222.24%	-73.55%
Capital Expenditures	-0.42	-0.43	-0.06	-0.04	-0.02	-0.08
Sale of Property, Plant and Equipment	-	-	-	0.2	-	0
Investment in Securities	3.82	1.44	-1.81	6.14	2.15	-2.32
Net Decrease (Increase) in Loans Originated / Sold - Investing	-2.65	-4.37	1	-2.78	-3.35	-1.22
Other Investing Activities	-	-	-	-	-	0.04
Investing Cash Flow	0.75	-3.36	-0.87	3.53	-1.22	-3.58
Issuance of Common Stock	-	-	-	-	9.85	-
Repurchase of Common Stock	-0.46	-0.48	-0.62	-1.39	-1.88	-
Common Dividends Paid	-0.33	-0.33	-	-	-0.13	-
Net Increase (Decrease) in Deposit Accounts	0.72	1.33	-1.65	-0.32	-1.26	1.13
Other Financing Activities	-0.05	-0.05	-0.29	-0.7	-0.01	-
Financing Cash Flow	-0.12	0.46	-4.79	-4.9	6.57	1.13
Net Cash Flow	2.29	-1.51	-5.47	-0.3	6.02	-2.24
Free Cash Flow	1.25	0.95	0.12	1.04	0.65	0.12
Free Cash Flow Growth	23807.64%	706.69%	-88.63%	60.91%	423.31%	-83.83%
Free Cash Flow Margin	43.38%	33.74%	4.25%	34.76%	23.06%	5.83%
Free Cash Flow Per Share	1.65	1.25	0.14	1.10	0.66	-
Cash Interest Paid	2.23	2.23	2.22	2.44	2.34	2.58
Cash Income Tax Paid	0.4	0.4	0.48	0.51	0.34	0.42

Updated Feb 14, 2001. Source: S&P Global Market Intelligence. Banks template. Financial Sources.