SFSB, Inc. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2013	FY 2012	FY 2011	FY 2010	FY 2008
Period Ending	Mar '14 Mar 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012	Dec '11 Dec 31, 2011	Dec '10 Dec 31, 2010	Dec '08 Dec 31, 2008
Cash & Equivalents	30.08	27.61	30.94	37.59	31.27	3.61
Investment Securities	4.68	5.92	6.53	4.53	10.73	7.04
Mortgage-Backed Securities	0.19	0.2	0.24	0.27	0.32	1.55
Total Investments	4.87	6.13	6.77	4.8	11.05	8.59
Gross Loans	91.89	95.09	110.98	131.17	148.91	164.16
Allowance for Loan Losses	-3.99	-3.86	-5.62	-5.67	-1.73	-1.15
Other Adjustments to Gross Loans	-0.03	-0.03	-0.13	-0.16	-0.26	-5.71
Net Loans	87.87	91.19	105.24	125.34	146.92	157.31
Property, Plant & Equipment	4.33	4.38	4.47	4.57	4.68	4.98
Loans Held for Sale	-	-	1.4	0.77	1.31	-
Accrued Interest Receivable	0.34	0.35	0.47	0.63	0.66	0.65
Restricted Cash	-	0.02	0.15	0.37	0.23	0.25
Other Real Estate Owned & Foreclosed	6.27	6.98	4.62	3.76	3.46	1.1
Other Long-Term Assets	5.06	4.92	5.11	7.31	1.28	0.5
Total Assets	140.07	142.89	160.56	186.68	202.65	178.88
Interest Bearing Deposits	74.31	72.49	84.25	92.59	102.35	86.17
Institutional Deposits	33.89	38.4	40.38	48.67	51.83	35.13
Non-Interest Bearing Deposits	2.28	2.24	2.64	2.93	2.6	1.9
Total Deposits	110.47	113.13	127.27	144.19	156.79	123.19
Current Portion of Long-Term Debt	-	-	-	-	-	10.3
Accrued Interest Payable	-	-	-	-	-	0.01
Other Current Liabilities	-	-	-	-	-	0.33
Federal Home Loan Bank Debt, Long-Term	25	25	25	25	25	25
Other Long-Term Liabilities	0.99	0.7	0.63	0.78	0.95	0.91
Total Liabilities	136.46	138.83	152.89	169.97	182.74	159.75
Common Stock	0.03	0.03	0.03	0.03	0.03	0.03
Additional Paid-In Capital	12.71	12.72	12.77	12.82	12.86	12.86
Retained Earnings	-6.18	-5.72	-2.11	6.94	9.98	9.34
Treasury Stock	-2.32	-2.32	-2.32	-2.33	-2.32	-2.17
Comprehensive Income & Other	-0.63	-0.64	-0.7	-0.76	-0.64	-0.93
Shareholders' Equity	3.61	4.06	7.67	16.71	19.91	19.14
Total Liabilities & Equity	140.07	142.89	160.56	186.68	202.65	178.88
Total Debt	25	25	25	25	25	35.3
Net Cash (Debt)	9.76	8.53	12.47	17.12	11.62	-31.69
Net Cash Growth	-5.06%	-31.58%	-27.19%	47.37%	-	-
Net Cash Per Share	3.66	3.20	4.67	6.42	4.51	-11.80
Filing Date Shares Outstanding	2.67	2.67	2.67	2.67	2.67	2.71
Total Common Shares Outstanding	2.67	2.67	2.67	2.67	2.67	2.71
Book Value Per Share	1.35	1.52	2.87	6.26	7.46	7.07
Tangible Book Value	3.61	4.06	7.67	16.71	19.91	19.14
Tangible Book Value Per Share	1.35	1.52	2.87	6.26	7.46	7.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.