SFSB, Inc. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2013	FY 2012	FY 2011	FY 2010	FY 2008
Period Ending	Mar '14 Mar 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012	Dec '11 Dec 31, 2011	Dec '10 Dec 31, 2010	Dec '08 Dec 31, 2008
Net Income	-2.85	-3.61	-9.05	-3.04	0.55	-2.15
Depreciation & Amortization	0.18	0.18	0.18	0.19	0.21	0.22
Gain (Loss) on Sale of Assets	-0.05	0.04	-0.12	0.01	-0	-
Gain (Loss) on Sale of Investments	-	-	-	-0.29	-0.03	2.49
Total Asset Writedown	1.81	1.11	0.49	2.2	0.28	-
Provision for Credit Losses	0.04	0.19	6.29	4.39	0.3	0.18
Net Decrease (Increase) in Loans Originated / Sold - Operating	0	1.43	-0.59	0.59	-0.21	0.02
Accrued Interest Receivable	0.28	0.43	-0.44	0.03	0.27	-0.23
Change in Other Net Operating Assets	0.01	0.15	-0.09	-0.2	0.07	-0.42
Other Operating Activities	-0.18	-0.21	2.7	-2.49	-0.46	-0.26
Operating Cash Flow	-0.77	-0.32	-0.67	1.36	0.98	-0
Operating Cash Flow Growth	-	-	-	38.63%	-	-
Capital Expenditures	-0.09	-0.09	-0.08	-0.08	-0.02	-0.1
Investment in Securities	1.64	0.64	-1.96	6.24	-3.77	3.37
Net Decrease (Increase) in Loans Originated / Sold - Investing	8.64	9.11	11.4	14.33	14.46	-9.53
Other Investing Activities	0.62	1.42	1.42	-2.8	0.78	-0.06
Investing Cash Flow	10.81	11.08	10.78	17.69	11.45	-6.31
Short-Term Debt Issued	-	-	-	-	-	2.8
Total Debt Issued	-	-	-	-	-	2.8
Short-Term Debt Repaid	-	-	-	-	-	-0.74
Long-Term Debt Repaid	-	-	-	-	-12	-1.5
Total Debt Repaid	-	-	-	-	-12	-2.24
Net Debt Issued (Repaid)	-	-	-	-	-12	0.56
Repurchase of Common Stock	-	-	-	-0	-	-0.8
Net Increase (Decrease) in Deposit Accounts	-14.99	-14.14	-16.93	-12.56	14.34	9.11
Other Financing Activities	-0.08	-0.08	-0.06	-0.03	-0.02	0.03
Financing Cash Flow	-15.07	-14.22	-16.99	-12.58	2.32	8.89
Net Cash Flow	-5.03	-3.46	-6.88	6.47	14.75	2.58
Free Cash Flow	-0.86	-0.41	-0.75	1.28	0.96	-0.1
Free Cash Flow Growth	-	-	-	33.37%	-	-
Free Cash Flow Margin	-20.84%	-10.10%	-	86.89%	17.72%	-5.23%
Free Cash Flow Per Share	-0.32	-0.15	-0.28	0.48	0.37	-0.04
Cash Interest Paid	-	2.16	2.94	3.68	4.5	5.74
Cash Income Tax Paid	2.55	-	-	0.48	0.53	0.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.