Accolade Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	2016 - 2017
Period Ending	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	2016 - 2017
Net Income	-	78.53	26.04	24.85	22.33	Upgrade
Depreciation & Amortization	-	2.62	5.58	2.67	1.18	Upgrade
Gain (Loss) on Sale of Assets	-	-9.2	-8.68	-6.03	-0.07	Upgrade
Gain (Loss) on Sale of Investments	-	55	3.89	1.99	0.39	Upgrade
Provision for Credit Losses	-	-	0.74	-0.44	-1.53	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-27.23	-500.39	-146.94	-24.74	Upgrade
Accrued Interest Receivable	-	-93.95	-6.78	-1.22	-2.36	Upgrade
Change in Other Net Operating Assets	-	71.63	-1.35	-3.33	2.97	Upgrade
Other Operating Activities	-	0.43	0.76	1.41	-0.64	Upgrade
Operating Cash Flow	-	79.76	-479.31	-126.86	-3.07	Upgrade
Capital Expenditures	-	-1.92	-0.92	-1.21	-2.66	Upgrade
Investment in Securities	-	-7,802	-8.58	-534.34	-167.76	Upgrade
Divestitures	-	-	-	47.39	-	Upgrade
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-141.16	-73.04	-65.7	-36.33	Upgrade
Other Investing Activities	-	-38.66	11.96	-20.64	-2.27	Upgrade
Investing Cash Flow	-	-7,984	-70.58	-574.5	-206.63	Upgrade
Short-Term Debt Issued	-	-	-	49	-	Upgrade
Total Debt Issued	-	-	-	49	-	Upgrade
Short-Term Debt Repaid	-	-	-48.08	-	-15	Upgrade
Long-Term Debt Repaid	-	-	-3.71	-1.14	-1.14	Upgrade
Total Debt Repaid	-	-	-51.79	-1.14	-16.14	Upgrade
Net Debt Issued (Repaid)	-	-	-51.79	47.86	-16.14	Upgrade
Issuance of Common Stock	-	1,100	0.04	6.46	108	Upgrade
Repurchase of Common Stock	-	-3.31	-3.34	-0.16	-12.16	Upgrade
Preferred Stock Issued	-	193.62	-	-	-	Upgrade
Preferred Dividends Paid	-	-3.02	-	-	-	Upgrade
Total Dividends Paid	-	-3.02	-	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	-	9,043	3,433	106.1	7.86	Upgrade
Other Financing Activities	-	-	0.09	0.29	-1.11	Upgrade
Financing Cash Flow	-	10,330	3,378	160.55	86.45	Upgrade
Net Cash Flow	-	2,426	2,828	-540.82	-123.25	Upgrade
Free Cash Flow	-	77.84	-480.23	-128.08	-5.73	Upgrade
Free Cash Flow Margin	-	44.60%	-534.34%	-146.96%	-7.28%	Upgrade
Free Cash Flow Per Share	-	3.00	-25.04	-6.97	-0.34	Upgrade
Cash Interest Paid	-	1.16	7.53	9.97	3.13	Upgrade
Cash Income Tax Paid	-	9.64	5.97	8.46	8.71	Upgrade

Updated Jan 17, 2023. Source: S&P Global Market Intelligence. Banks template. Financial Sources.