SpareBank 1 SMN (SRMGF)

SpareBank 1 SMN Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	4,265	4,486	3,615	2,785	2,902	1,978
Depreciation & Amortization	188	183	153	117	154	166
Total Asset Writedown	-	-	1	-	32	-
Provision for Credit Losses	-	-	-	-7	161	951
Change in Trading Asset Securities	-	-	-	-	-59	584
Change in Other Net Operating Assets	-	-	-	-19,399	-15,495	-11,838
Other Operating Activities	914	-3,792	4,247	-2,435	-2,572	1,577
Operating Cash Flow	5,367	877	8,016	-19,382	-15,582	-7,263
Operating Cash Flow Growth	1460.17%	-89.06%	-	-	-	-
Capital Expenditures	-157	-241	-207	-89	-145	-136
Sale of Property, Plant and Equipment	-	-	-	276	4	-
Cash Acquisitions	-	-	35	-	-	-
Investment in Securities	-114	-224	627	-483	148	-415
Income (Loss) Equity Investments	-	-	-	-443	-705	-681
Divestitures	-	-	-	6	99	4
Other Investing Activities	28	33	27	323	420	271
Investing Cash Flow	-243	-432	482	33	526	-276
Long-Term Debt Issued	-	8,491	6,106	17,194	7,867	8,386
Long-Term Debt Repaid	-	-5,220	-11,997	-7,363	-7,021	-10,348
Net Debt Issued (Repaid)	-355	3,271	-5,891	9,831	846	-1,962
Issuance of Common Stock	299	451	672	476	-	14
Repurchase of Common Stock	-185	-	-	-21	-5	-
Common Dividends Paid	-2,276	-2,191	-1,350	-1,033	-619	-706
Net Increase (Decrease) in Deposit Accounts	-	-	-	10,724	13,757	12,611
Other Financing Activities	-2,674	-2,493	-1,929	-709	-434	-415
Financing Cash Flow	-5,191	-962	-8,498	19,268	13,545	9,542
Net Cash Flow	-68	-518	1	-81	-1,512	2,003
Free Cash Flow	5,210	636	7,809	-19,471	-15,727	-7,399
Free Cash Flow Growth	5162.63%	-91.86%	-	-	-	-
Free Cash Flow Margin	58.36%	7.11%	102.61%	-327.41%	-270.04%	-140.11%
Free Cash Flow Per Share	36.13	4.41	56.54	-150.57	-121.59	-57.20
Cash Interest Paid	6,446	7,101	5,449	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.