TEB Bancorp, Inc (TBBA)

TEB Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Net Income	-1.31	-1.99	-0.15	1.47	6.39
Depreciation & Amortization	0.6	0.59	0.63	0.58	0.52
Gain (Loss) on Sale of Assets	0	-	-0.16	-	-0.04
Gain (Loss) on Sale of Investments	-	-	-	-0.04	-
Provision for Credit Losses	-	-0.18	0.06	0.08	0.15
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.18	1.34	-0.03	9.51	23.86
Accrued Interest Receivable	-0.05	0.8	-0.35	0.13	0.04
Change in Other Net Operating Assets	-0.46	-1.19	-0.09	-	-
Other Operating Activities	-	-	0.06	-	-
Operating Cash Flow	-3.86	-1.15	1.6	5.45	12.43
Operating Cash Flow Growth	-	-	-70.73%	-56.16%	-
Capital Expenditures	-0.14	-0.28	-0.28	-0.31	-0.53
Sale of Property, Plant and Equipment	-	-	0.15	-	0.03
Investment in Securities	3.28	2.57	2.91	-4.58	-10.23
Net Decrease (Increase) in Loans Originated / Sold - Investing	9.86	5.48	-30.31	-51.03	21.7
Other Investing Activities	-	-0.02	-	-	0.31
Investing Cash Flow	12.99	7.75	-27.15	-55.92	13.47
Long-Term Debt Issued	1,149	794.42	366.91	8.5	50.5
Total Debt Issued	1,149	794.42	366.91	8.5	50.5
Long-Term Debt Repaid	-1,145	-794.42	-366.91	-13.5	-54.5
Total Debt Repaid	-1,145	-794.42	-366.91	-13.5	-54.5
Net Debt Issued (Repaid)	4	-	-	-5	-4
Net Increase (Decrease) in Deposit Accounts	-14.44	-5.93	23.62	13.36	13.81
Other Financing Activities	0.07	-0.04	0.1	-0.1	0.55
Financing Cash Flow	-10.37	-5.97	23.72	8.26	10.37
Net Cash Flow	-1.25	0.63	-1.83	-42.21	36.27
Free Cash Flow	-4	-1.42	1.32	5.14	11.9
Free Cash Flow Growth	-	-	-74.42%	-56.81%	-
Free Cash Flow Margin	-38.27%	-14.41%	11.06%	40.55%	53.39%
Free Cash Flow Per Share	-1.52	-0.54	0.52	1.96	4.54
Cash Interest Paid	4.69	5.86	2.39	1.02	1.2

Updated Feb 9, 2022. Source: S&P Global Market Intelligence. Banks template. Financial Sources.