Timbercreek Financial Corp. (TBCRF)

Timbercreek Financial Income Statement

Financials in millions CAD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	146.29	143.43	174.99	147.26	113.55	122.78
Total Interest Expense	72.48	73.82	91.06	69.72	42.84	57.43
Net Interest Income	73.82	69.61	83.92	77.55	70.71	65.35
Gain (Loss) on Sale of Investments	0.4	1.04	1.28	1.39	-10.29	-16.78
Other Revenue	7.95	17.97	5.99	1.38	3.02	2.92
Revenue Before Loan Losses	82.17	88.63	91.19	80.31	63.44	51.49
Provision for Loan Losses	24.6	16.13	3.65	7.48	1.66	2.99
Revenue	57.57	72.5	87.54	72.83	61.78	48.5
Revenue Growth (YoY)	-33.30%	-17.19%	20.20%	17.89%	27.39%	-30.98%
Cost of Services Provided	21.8	27.84	21.18	16.64	16.1	16.5
Other Operating Expenses	-0.29	-	-	-	-	-
Total Operating Expenses	21.51	27.84	21.18	16.64	16.1	16.5
Operating Income	36.06	44.66	66.36	56.19	45.68	32
EBT Excluding Unusual Items	36.06	44.66	66.36	56.19	45.68	32
Pretax Income	37.97	46.16	66.42	55.9	41.31	32
Net Income	37.97	46.16	66.42	55.9	41.31	32
Net Income to Common	37.97	46.16	66.42	55.9	41.31	32
Net Income Growth	-35.37%	-30.51%	18.83%	35.32%	29.08%	-41.54%
Shares Outstanding (Basic)	83	83	84	84	81	82
Shares Outstanding (Diluted)	83	83	96	84	81	82
Shares Change (YoY)	-9.20%	-13.91%	15.31%	2.83%	-0.67%	-6.13%
EPS (Basic)	0.46	0.56	0.80	0.67	0.51	0.39
EPS (Diluted)	0.42	0.56	0.78	0.67	0.51	0.39
EPS Growth	-40.36%	-28.91%	17.02%	31.60%	30.24%	-41.06%
Dividend Per Share	0.690	0.690	0.690	0.690	0.690	0.690
Operating Margin	62.63%	61.60%	75.80%	77.15%	73.94%	65.99%
Profit Margin	65.96%	63.67%	75.87%	76.75%	66.86%	65.99%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.