TC Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	42.9	14.23	25.04	25.55	41.89	41.88
Investment Securities	18.95	17.93	21.23	22.64	20.17	6.15
Mortgage-Backed Securities	76.78	55.76	23.37	23.58	29.1	15.42
Total Investments	95.73	73.68	44.59	46.21	49.27	21.57
Gross Loans	415.31	411.07	378.07	339.6	271.39	267.54
Allowance for Loan Losses	-5.08	-5.15	-4.84	-4.36	-4.18	-4.09
Other Adjustments to Gross Loans	-1.13	-1.11	-1.17	-1.1	-0.9	-1.1
Net Loans	409.09	404.81	372.06	334.14	266.3	262.36
Property, Plant & Equipment	6.16	6.17	6.73	3.13	3.22	3.44
Loans Held for Sale	0.31	-	0.29	2.09	2.84	2.94
Accrued Interest Receivable	4.98	3.02	3.7	1.31	2.58	2.56
Long-Term Deferred Tax Assets	-	2.08	2.44	2.8	2.54	3.5
Other Real Estate Owned & Foreclosed	-	-	-	0.68	1.12	0.08
Other Long-Term Assets	12.24	12.06	11.73	13.71	11.17	10.88
Total Assets	571.41	516.05	466.58	429.62	380.94	349.93
Interest Bearing Deposits	413.77	344.57	304.7	278.92	245.54	254.51
Institutional Deposits	-	32.7	23.6	11.5	7.83	10.82
Non-Interest Bearing Deposits	55.28	50.83	41.57	38.7	35.94	28.77
Total Deposits	469.05	428.1	369.87	329.13	289.32	294.1
Short-Term Borrowings	-	-	-	11	-	-
Current Portion of Leases	-	0.29	-	-	-	-
Accrued Interest Payable	4.11	3.26	3.15	2.73	2.24	2.41
Federal Home Loan Bank Debt, Long-Term	20	5	11	-	-	9.52
Long-Term Leases	2.04	1.63	2.1	-	-	-
Pension & Post-Retirement Benefits	-	-	0.69	1.49	2.57	4.04
Other Long-Term Liabilities	-	0.45	0.14	-	-	-
Total Liabilities	495.2	438.72	386.95	344.34	294.13	310.07
Common Stock	0.04	0.04	0.04	0.05	0.05	-
Additional Paid-In Capital	39.58	41.16	43.18	48.27	47.48	-
Retained Earnings	41.48	41.84	42.86	45.88	44.61	41.97
Treasury Stock	-	-	-	-1.09	-	-
Comprehensive Income & Other	-4.89	-5.71	-6.46	-7.83	-5.33	-2.11
Shareholders' Equity	76.21	77.33	79.63	85.28	86.81	39.86
Total Liabilities & Equity	571.41	516.05	466.58	429.62	380.94	349.93
Total Debt	22.04	6.92	13.1	11	-	9.52
Net Cash (Debt)	20.86	7.31	11.94	16.28	45.34	38.01
Net Cash Growth	93.90%	-38.72%	-26.70%	-64.08%	19.28%	28.30%
Net Cash Per Share	5.04	1.72	2.49	3.34	10.37	-
Filing Date Shares Outstanding	3.67	3.87	3.99	4.62	4.51	-
Total Common Shares Outstanding	3.67	3.87	4.13	4.62	4.51	-
Book Value Per Share	20.76	20.00	19.29	18.45	19.26	-
Tangible Book Value	76.21	77.33	79.63	85.28	86.81	39.86
Tangible Book Value Per Share	20.76	20.00	19.29	18.45	19.26	-

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.