TC Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Mar '24 Mar 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	23.83	25.04	25.55	41.89	41.88	23.61
Investment Securities	16.62	21.23	22.64	20.17	6.15	11.36
Mortgage-Backed Securities	34.17	23.37	23.58	29.1	15.42	19.59
Total Investments	50.79	44.59	46.21	49.27	21.57	30.95
Gross Loans	382.53	378.07	339.6	271.39	267.54	248.66
Allowance for Loan Losses	-4.89	-4.84	-4.36	-4.18	-4.09	-3.06
Other Adjustments to Gross Loans	-1.12	-1.17	-1.1	-0.9	-1.1	-0.62
Net Loans	376.52	372.06	334.14	266.3	262.36	244.97
Property, Plant & Equipment	6.61	6.73	3.13	3.22	3.44	3.34
Loans Held for Sale	0.43	0.29	2.09	2.84	2.94	1.43
Accrued Interest Receivable	4.69	1.61	1.31	2.58	2.56	2.08
Restricted Cash	-	-	-	-	-	0.58
Long-Term Deferred Tax Assets	-	2.44	2.8	2.54	3.5	3.46
Other Real Estate Owned & Foreclosed	-	-	0.68	1.12	0.08	0.36
Other Long-Term Assets	11.8	13.81	13.71	11.17	10.88	10.58
Total Assets	474.68	466.58	429.62	380.94	349.93	321.76
Interest Bearing Deposits	332.73	304.7	278.92	245.54	254.51	238.27
Institutional Deposits	-	23.6	11.5	7.83	10.82	17.29
Non-Interest Bearing Deposits	47.56	41.57	38.7	35.94	28.77	18.04
Total Deposits	380.29	369.87	329.13	289.32	294.1	273.6
Short-Term Borrowings	-	-	11	-	-	-
Current Portion of Long-Term Debt	-	-	-	-	-	2
Current Portion of Leases	-	0.27	-	-	-	-
Accrued Interest Payable	3.48	3.15	2.73	2.24	2.41	1.65
Federal Home Loan Bank Debt, Long-Term	11	11	-	-	9.52	0.83
Long-Term Leases	2.07	1.83	-	-	-	-
Pension & Post-Retirement Benefits	-	0.69	1.49	2.57	4.04	3.9
Other Long-Term Liabilities	-	0.14	-	-	-	-
Total Liabilities	396.84	386.95	344.34	294.13	310.07	281.97
Common Stock	0.04	0.04	0.05	0.05	-	-
Additional Paid-In Capital	41.97	43.18	48.27	47.48	-	-
Retained Earnings	42.33	42.86	45.88	44.61	41.97	41.67
Treasury Stock	-	-	-1.09	-	-	-
Comprehensive Income & Other	-6.5	-6.46	-7.83	-5.33	-2.11	-1.88
Shareholders' Equity	77.84	79.63	85.28	86.81	39.86	39.79
Total Liabilities & Equity	474.68	466.58	429.62	380.94	349.93	321.76
Total Debt	13.07	13.1	11	-	9.52	2.83
Net Cash (Debt)	10.76	11.94	16.28	45.34	38.01	29.63
Net Cash Growth	-58.88%	-26.70%	-64.08%	19.28%	28.30%	-
Net Cash Per Share	2.32	2.49	3.34	10.37	-	-
Filing Date Shares Outstanding	3.9	3.99	4.62	4.51	-	-
Total Common Shares Outstanding	3.99	4.13	4.62	4.51	-	-
Book Value Per Share	19.52	19.29	18.45	19.26	-	-
Tangible Book Value	77.84	79.63	85.28	86.81	39.86	39.79
Tangible Book Value Per Share	19.52	19.29	18.45	19.26	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.