TC Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	1.61	0.59	0.27	1.76	2.64	0.31
Depreciation & Amortization	0.31	0.5	0.69	0.65	0.47	0.41
Gain (Loss) on Sale of Assets	-0	-0	0.02	0	-	-0.02
Total Asset Writedown	-	-	-	0.11	0.09	-
Provision for Credit Losses	-0.3	-0.06	0.18	0.11	0.12	0.78
Net Decrease (Increase) in Loans Originated / Sold - Operating	-0.16	0.45	2.04	1.73	2.16	-0.28
Accrued Interest Receivable	-0.21	0.91	-0.14	-1.04	-0.02	-0.68
Other Operating Activities	0.18	0.06	-0.02	0.41	0.53	-0.26
Operating Cash Flow	2.98	3.6	4.03	4.37	3.95	-0.65
Operating Cash Flow Growth	25.68%	-10.76%	-7.81%	10.79%	-	-
Capital Expenditures	-0.21	-0.18	-2.13	-0.26	-0.15	-0.46
Sale of Property, Plant and Equipment	0	0	0.02	-	-	0.01
Investment in Securities	-41.25	-29.16	2.3	-1.74	-27.84	9.46
Net Decrease (Increase) in Loans Originated / Sold - Investing	-26.35	-32.69	-38.35	-67.95	-5.19	-18.17
Investing Cash Flow	-67.8	-62.04	-37.51	-69.62	-33.18	-8.85
Short-Term Debt Issued	-	34	14.5	11	-	-
Long-Term Debt Issued	-	-	-	-	-	10
Total Debt Issued	120.5	34	14.5	11	-	10
Short-Term Debt Repaid	-	-40	-14.5	-	-	-
Long-Term Debt Repaid	-	-	-	-	-9.52	-3.31
Total Debt Repaid	-111.5	-40	-14.5	-	-9.52	-3.31
Net Debt Issued (Repaid)	9	-6	-	11	-9.52	6.69
Issuance of Common Stock	-	-	-	-	48.98	-
Repurchase of Common Stock	-3.36	-4.18	-7.3	-1.17	-3.92	-
Common Dividends Paid	-0.4	-0.42	-0.46	-0.5	-	-
Net Increase (Decrease) in Deposit Accounts	79.31	58.23	40.74	39.57	-4.78	20.5
Other Financing Activities	-	-	-	-	-1.52	-
Financing Cash Flow	84.54	47.63	32.97	48.9	29.24	27.19
Net Cash Flow	19.72	-10.81	-0.51	-16.34	0.01	17.68
Free Cash Flow	2.78	3.42	1.91	4.12	3.8	-1.11
Free Cash Flow Growth	42.61%	79.14%	-53.70%	8.36%	-	-
Free Cash Flow Margin	16.01%	21.91%	12.79%	26.04%	24.88%	-9.25%
Free Cash Flow Per Share	0.67	0.80	0.40	0.84	0.87	-
Cash Interest Paid	6.19	11.76	6.45	1.24	1.03	2.39
Cash Income Tax Paid	-	-	-	-0.01	-	-0.03

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.