TC Bancshares Statistics
Total Valuation
TC Bancshares has a market cap or net worth of 75.44 million.
| Market Cap | 75.44M |
| Enterprise Value | n/a |
Important Dates
The last earnings date was Tuesday, December 16, 2025.
| Earnings Date | Dec 16, 2025 |
| Ex-Dividend Date | Jul 3, 2025 |
Share Statistics
TC Bancshares has 3.48 million shares outstanding. The number of shares has decreased by -7.38% in one year.
| Current Share Class | 3.48M |
| Shares Outstanding | 3.48M |
| Shares Change (YoY) | -7.38% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 8.18% |
| Owned by Institutions (%) | 12.39% |
| Float | 3.00M |
Valuation Ratios
The trailing PE ratio is 49.24.
| PE Ratio | 49.24 |
| Forward PE | n/a |
| PS Ratio | 4.12 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 26.85 |
| P/OCF Ratio | 25.12 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.26 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.30%.
| Return on Equity (ROE) | 2.30% |
| Return on Assets (ROA) | 0.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 277,366 |
| Profits Per Employee | 27,067 |
| Employee Count | 65 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TC Bancshares has paid 549,597 in taxes.
| Income Tax | 549,597 |
| Effective Tax Rate | 23.53% |
Stock Price Statistics
The stock price has increased by +24.43% in the last 52 weeks. The beta is 0.18, so TC Bancshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.18 |
| 52-Week Price Change | +24.43% |
| 50-Day Moving Average | 20.51 |
| 200-Day Moving Average | 17.80 |
| Relative Strength Index (RSI) | 74.96 |
| Average Volume (20 Days) | 5,607 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, TC Bancshares had revenue of 18.31 million and earned 1.79 million in profits. Earnings per share was 0.44.
| Revenue | 18.31M |
| Gross Profit | 18.31M |
| Operating Income | 2.34M |
| Pretax Income | 2.34M |
| Net Income | 1.79M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.44 |
Balance Sheet
The company has 32.55 million in cash and 11.97 million in debt, giving a net cash position of 20.58 million or 5.91 per share.
| Cash & Cash Equivalents | 32.55M |
| Total Debt | 11.97M |
| Net Cash | 20.58M |
| Net Cash Per Share | 5.91 |
| Equity (Book Value) | 77.72M |
| Book Value Per Share | 19.51 |
| Working Capital | -432.52M |
Cash Flow
In the last 12 months, operating cash flow was 3.00 million and capital expenditures -193,200, giving a free cash flow of 2.81 million.
| Operating Cash Flow | 3.00M |
| Capital Expenditures | -193,200 |
| Free Cash Flow | 2.81M |
| FCF Per Share | 0.81 |
Margins
| Gross Margin | n/a |
| Operating Margin | 12.76% |
| Pretax Margin | 12.76% |
| Profit Margin | 9.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 15.35% |
Dividends & Yields
This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.46%.
| Dividend Per Share | 0.10 |
| Dividend Yield | 0.46% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 22.62% |
| Buyback Yield | 7.38% |
| Shareholder Yield | 7.84% |
| Earnings Yield | 2.37% |
| FCF Yield | 3.72% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |