TC Bancshares Statistics
Total Valuation
TC Bancshares has a market cap or net worth of 73.57 million.
| Market Cap | 73.57M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Tuesday, December 16, 2025.
| Earnings Date | Dec 16, 2025 |
| Ex-Dividend Date | Jul 3, 2025 |
Share Statistics
TC Bancshares has 3.67 million shares outstanding. The number of shares has decreased by -7.38% in one year.
| Current Share Class | 3.67M |
| Shares Outstanding | 3.67M |
| Shares Change (YoY) | -7.38% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 7.76% |
| Owned by Institutions (%) | 11.61% |
| Float | 3.00M |
Valuation Ratios
The trailing PE ratio is 51.68.
| PE Ratio | 51.68 |
| Forward PE | n/a |
| PS Ratio | 4.24 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.97 |
| P/FCF Ratio | 26.49 |
| P/OCF Ratio | 24.67 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.94 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.09%.
| Return on Equity (ROE) | 2.09% |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | 262,878 |
| Profits Per Employee | 24,418 |
| Employee Count | 65 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TC Bancshares has paid 508,028 in taxes.
| Income Tax | 508,028 |
| Effective Tax Rate | 23.97% |
Stock Price Statistics
The stock price has increased by +22.57% in the last 52 weeks. The beta is 0.19, so TC Bancshares's price volatility has been lower than the market average.
| Beta (5Y) | 0.19 |
| 52-Week Price Change | +22.57% |
| 50-Day Moving Average | 20.23 |
| 200-Day Moving Average | 17.14 |
| Relative Strength Index (RSI) | 38.91 |
| Average Volume (20 Days) | 8,378 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.04 |
Income Statement
In the last 12 months, TC Bancshares had revenue of 17.35 million and earned 1.61 million in profits. Earnings per share was 0.39.
| Revenue | 17.35M |
| Gross Profit | 17.35M |
| Operating Income | 2.12M |
| Pretax Income | 2.12M |
| Net Income | 1.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.39 |
Balance Sheet
The company has 42.90 million in cash and 22.04 million in debt, giving a net cash position of 20.86 million or 5.68 per share.
| Cash & Cash Equivalents | 42.90M |
| Total Debt | 22.04M |
| Net Cash | 20.86M |
| Net Cash Per Share | 5.68 |
| Equity (Book Value) | 76.21M |
| Book Value Per Share | 20.76 |
| Working Capital | -424.97M |
Cash Flow
In the last 12 months, operating cash flow was 2.98 million and capital expenditures -205,125, giving a free cash flow of 2.78 million.
| Operating Cash Flow | 2.98M |
| Capital Expenditures | -205,125 |
| Free Cash Flow | 2.78M |
| FCF Per Share | 0.76 |
Margins
| Gross Margin | n/a |
| Operating Margin | 12.22% |
| Pretax Margin | 12.22% |
| Profit Margin | 9.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 16.01% |
Dividends & Yields
This stock pays an annual dividend of 0.10, which amounts to a dividend yield of 0.50%.
| Dividend Per Share | 0.10 |
| Dividend Yield | 0.50% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 1 |
| Payout Ratio | 25.08% |
| Buyback Yield | 7.38% |
| Shareholder Yield | 7.88% |
| Earnings Yield | 2.19% |
| FCF Yield | 3.78% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |