Terme Bancorp Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2004	FY 2003	FY 2002	FY 2001	FY 2000
Period Ending	Dec '25 Dec 24, 2025	Dec '04 Dec 31, 2004	Dec '03 Dec 31, 2003	Dec '02 Dec 31, 2002	Dec '01 Dec 31, 2001	Dec '00 Dec 31, 2000
Market Capitalization	0	2	7	6	16	20
Market Cap Growth	-98.98%	-68.84%	13.08%	-60.93%	-18.92%	-11.77%
Last Close Price	0.00	0.80	3.75	3.80	9.61	9.77
PE Ratio	-	-	-	-	-	4.70
PS Ratio	-0.01	-0.55	2.78	-1.08	1.78	2.49
PB Ratio	0.00	-0.19	-3.81	0.79	0.94	0.86
P/FCF Ratio	-	-	0.46	0.05	-	-
P/OCF Ratio	-	-	0.44	0.05	-	-
Debt / Equity Ratio	-2.55	-2.55	-23.60	4.82	2.56	1.49
Debt / FCF Ratio	-	-	2.82	0.32	-	-
Return on Equity (ROE)	-	-	-581.39%	-95.48%	-3.08%	19.98%
Return on Assets (ROA)	-7.77%	-7.77%	-6.43%	-2.79%	-0.13%	1.01%
Earnings Yield	-31519.90%	-515.86%	-249.99%	-190.81%	-3.86%	21.29%
FCF Yield	-16307.48%	-266.89%	219.98%	1900.29%	-270.75%	-132.20%
Dividend Yield	-	-	-	3.95%	2.08%	2.05%
Payout Ratio	-	-	-	-	-	9.28%
Buyback Yield / Dilution	-64.28%	-46.08%	-13.29%	0.49%	20.38%	-5.04%
Total Shareholder Return	-64.28%	-46.08%	-13.29%	4.44%	22.46%	-2.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.