Terme Bancorp, Inc. (TMEB)

Terme Bancorp Statistics

Total Valuation

Terme Bancorp has a market cap or net worth of 37,167.

Market Cap	37,167
Enterprise Value	n/a

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

Terme Bancorp has 371.67 million shares outstanding.

Current Share Class	371.67M
Shares Outstanding	371.67M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	-0.01
PB Ratio	-0.00
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-5.00
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	-7.77%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	-84,592
Profits Per Employee	-239,082
Employee Count	49
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-361,000
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	-10.97
52-Week Price Change	n/a
50-Day Moving Average	0.01
200-Day Moving Average	0.02
Relative Strength Index (RSI)	23.22
Average Volume (20 Days)	46,959

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	0.03

Income Statement

In the last 12 months, Terme Bancorp had revenue of -4.14 million and -11.72 million in losses. Loss per share was -4.13.

Revenue	-4.14M
Gross Profit	-4.14M
Operating Income	-11.80M
Pretax Income	-12.08M
Net Income	-11.72M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-4.13

Balance Sheet

The company has 6.65 million in cash and 30.34 million in debt, giving a net cash position of -23.69 million or -0.06 per share.

Cash & Cash Equivalents	6.65M
Total Debt	30.34M
Net Cash	-23.69M
Net Cash Per Share	-0.06
Equity (Book Value)	-11.89M
Book Value Per Share	-7.67
Working Capital	-33.54M

Cash Flow

In the last 12 months, operating cash flow was -5.93 million and capital expenditures -133,000, giving a free cash flow of -6.06 million.

Operating Cash Flow	-5.93M
Capital Expenditures	-133,000
Free Cash Flow	-6.06M
FCF Per Share	-0.02

Margins

Gross Margin	n/a
Operating Margin	284.68%
Pretax Margin	291.34%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Terme Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-64.28%
Shareholder Yield	-64.28%
Earnings Yield	-31,519.90%
FCF Yield	-16,307.48%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on October 26, 1998. It was a forward split with a ratio of 4.

Last Split Date	Oct 26, 1998
Split Type	Forward
Split Ratio	4

Scores

Altman Z-Score	n/a
Piotroski F-Score	1