Truxton Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	44.53	41.72	37.8	25.13	18.33
Interest Income on Investments	23.35	14.53	11.02	7.48	4.96
Total Interest Income	67.88	56.25	48.83	32.6	23.28
Interest Paid on Deposits	31.68	27.85	20.88	6.79	2.25
Interest Paid on Borrowings	2.17	2.21	3.42	0.97	1.09
Total Interest Expense	33.85	30.06	24.3	7.76	3.34
Net Interest Income	34.03	26.19	24.53	24.84	19.95
Net Interest Income Growth (YoY)	29.95%	6.75%	-1.26%	24.55%	9.19%
Trust Income	21.99	20.6	17.66	16.38	15.1
Gain (Loss) on Sale of Investments	-0.41	-0.34	-0.38	-0.64	-
Other Non-Interest Income	2.49	1.49	0.73	0.46	0.49
Total Non-Interest Income	24.41	22.12	18.47	16.61	15.92
Non-Interest Income Growth (YoY)	10.36%	19.73%	11.20%	4.34%	30.51%
Revenues Before Loan Losses	58.44	48.3	43	41.46	35.87
Provision for Loan Losses	1.87	0.22	0.3	0.98	0.29
Revenue	56.57	48.09	42.71	40.47	35.58
Revenue Growth (YoY)	17.64%	12.60%	5.52%	13.76%	21.11%
Salaries and Employee Benefits	20.69	15.2	13.49	13.21	12.28
Federal Deposit Insurance	0.97	0.42	0.46	0.25	0.21
Selling, General & Administrative	5.13	6.64	5.48	4.96	4.24
Other Non-Interest Expense	3.06	2.86	1.63	1.55	1.43
Total Non-Interest Expense	29.85	25.12	21.05	19.97	18.17
EBT Excluding Unusual Items	26.72	22.97	21.65	20.51	17.41
Pretax Income	26.72	22.97	21.65	20.51	17.41
Income Tax Expense	5.23	4.56	4.12	3.78	2.87
Net Income	21.48	18.41	17.54	16.73	14.54
Preferred Dividends & Other Adjustments	-	0.52	0.47	0.45	0.35
Net Income to Common	21.48	17.89	17.07	16.28	14.19
Net Income Growth	16.69%	4.99%	4.84%	15.03%	30.42%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	1.97%	-0.34%	0.11%	0.23%	1.23%
EPS (Basic)	7.46	6.35	6.04	5.78	5.05
EPS (Diluted)	7.46	6.34	6.02	5.75	5.02
EPS Growth	17.67%	5.32%	4.70%	14.54%	28.72%
Dividend Per Share	2.000	1.720	1.520	1.360	1.200
Dividend Growth	16.28%	13.16%	11.77%	13.33%	7.14%
Effective Tax Rate	19.59%	19.84%	19.01%	18.43%	16.48%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.