Two Rivers Financial Group, Inc. (TRVR)

TRVR Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	55.66	53.44	49.66	33.57	29.25
Interest Paid on Deposits	21.74	23.36	17.43	3.75	2.07
Net Interest Income	33.91	30.08	32.23	29.83	27.17
Net Interest Income Growth (YoY)	12.74%	-6.67%	8.05%	9.77%	-7.67%
Gain (Loss) on Sale of Assets	-	-	-	1	-0.02
Other Non-Interest Income	11.65	11.49	10.6	10.29	13.65
Total Non-Interest Income	11.65	11.49	10.6	11.29	13.63
Non-Interest Income Growth (YoY)	1.37%	8.46%	-6.18%	-17.17%	-62.56%
Revenues Before Loan Losses	45.56	41.57	42.82	41.12	40.81
Provision for Loan Losses	0.59	-0.13	0.8	-0.44	0.51
Revenue	44.97	41.7	42.03	41.56	40.3
Revenue Growth (YoY)	7.85%	-0.78%	1.13%	3.13%	-35.83%
Other Non-Interest Expense	31.41	30.48	33.13	30.32	28.89
Total Non-Interest Expense	31.41	30.48	33.13	30.32	28.89
EBT Excluding Unusual Items	13.56	11.22	8.9	11.24	11.41
Pretax Income	13.56	11.22	8.9	11.24	11.41
Income Tax Expense	3.18	2.89	1.81	2.94	2.22
Net Income	10.38	8.34	7.09	8.3	9.19
Net Income to Common	10.38	8.34	7.09	8.3	9.19
Net Income Growth	24.54%	17.59%	-14.58%	-9.72%	-55.03%
Basic Shares Outstanding	2	2	2	2	2
Diluted Shares Outstanding	2	2	2	2	2
Shares Change (YoY)	-0.97%	0.07%	-0.64%	-2.35%	-1.68%
EPS (Basic)	4.98	3.96	3.37	3.92	4.24
EPS (Diluted)	4.98	3.96	3.37	3.92	4.24
EPS Growth	25.76%	17.51%	-14.03%	-7.55%	-54.26%
Dividend Per Share	0.700	0.700	0.680	0.680	0.680
Dividend Growth	-	2.94%	-	-	3.03%
Effective Tax Rate	23.45%	25.72%	20.33%	26.16%	19.42%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.