Two Rivers Financial Group, Inc. (TRVR)
OTCMKTS · Delayed Price · Currency is USD
50.21
-1.64 (-3.16%)
Inactive · Last trade price on Feb 27, 2026

TRVR Statistics

Total Valuation

TRVR has a market cap or net worth of 104.10 million.

Market Cap104.10M
Enterprise Value n/a

Important Dates

The last earnings date was Friday, February 20, 2026.

Earnings Date Feb 20, 2026
Ex-Dividend Date Dec 5, 2025

Share Statistics

TRVR has 2.07 million shares outstanding. The number of shares has decreased by -0.97% in one year.

Current Share Class 2.07M
Shares Outstanding 2.07M
Shares Change (YoY) -0.97%
Shares Change (QoQ) -0.64%
Owned by Insiders (%) 27.95%
Owned by Institutions (%) 0.13%
Float 1.49M

Valuation Ratios

The trailing PE ratio is 10.08.

PE Ratio 10.08
Forward PE n/a
PS Ratio 2.32
PB Ratio 0.88
P/TBV Ratio 1.12
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.40%.

Return on Equity (ROE) 9.40%
Return on Assets (ROA) 0.89%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 3.50%
Revenue Per Employee n/a
Profits Per Employee n/a
Employee Count n/a
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, TRVR has paid 3.18 million in taxes.

Income Tax 3.18M
Effective Tax Rate 23.45%

Stock Price Statistics

The stock price has increased by +33.02% in the last 52 weeks. The beta is 0.08, so TRVR's price volatility has been lower than the market average.

Beta (5Y) 0.08
52-Week Price Change +33.02%
50-Day Moving Average 45.30
200-Day Moving Average 36.78
Relative Strength Index (RSI) 55.03
Average Volume (20 Days) 1,812

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.07

Income Statement

In the last 12 months, TRVR had revenue of 44.97 million and earned 10.38 million in profits. Earnings per share was 4.98.

Revenue44.97M
Gross Profit 44.97M
Operating Income 13.56M
Pretax Income 13.56M
Net Income 10.38M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 4.98
Full Income Statement

Balance Sheet

The company has 71.42 million in cash and 35.57 million in debt, with a net cash position of 35.85 million or 17.29 per share.

Cash & Cash Equivalents 71.42M
Total Debt 35.57M
Net Cash 35.85M
Net Cash Per Share 17.29
Equity (Book Value) 117.77M
Book Value Per Share 56.82
Working Capital -949.23M
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 30.16%
Pretax Margin 30.16%
Profit Margin 23.09%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of 0.70, which amounts to a dividend yield of 1.39%.

Dividend Per Share 0.70
Dividend Yield 1.39%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.97%
Shareholder Yield 2.36%
Earnings Yield 9.97%
FCF Yield n/a
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 30, 2007. It was a forward split with a ratio of 10.

Last Split Date Jan 30, 2007
Split Type Forward
Split Ratio 10

Scores

Altman Z-Score n/a
Piotroski F-Score 2