TVLF Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2012	FY 2011	FY 2007	FY 2006	FY 2005
Period Ending	Dec '12 Dec 31, 2012	Dec '11 Dec 31, 2011	Dec '07 Dec 31, 2007	Dec '06 Dec 31, 2006	Dec '05 Dec 31, 2005
Cash & Equivalents	8.1	19.99	12.44	15.17	11.75
Investment Securities	12.37	9.11	17.87	13.63	12.9
Mortgage-Backed Securities	25	25.33	15.03	6.52	5.82
Total Investments	37.37	34.44	32.89	20.16	18.72
Gross Loans	109.19	114.27	148.31	142.98	109.88
Allowance for Loan Losses	-1.41	-1.28	-2.28	-1.58	-1.41
Other Adjustments to Gross Loans	-0.02	-0.04	-0.08	-0.14	-0.13
Net Loans	107.75	112.96	145.95	141.26	108.35
Property, Plant & Equipment	5.84	6	7.14	5.13	5.01
Loans Held for Sale	0.76	0.56	1.51	0.79	1.05
Accrued Interest Receivable	0.67	0.69	1.19	1.12	0.85
Other Current Assets	-	-	0.24	1.47	0.33
Long-Term Deferred Tax Assets	2.34	2.38	0.38	0.28	0.31
Other Real Estate Owned & Foreclosed	2.28	3.5	0.36	0.51	-
Other Long-Term Assets	0.87	0.49	-	-	-
Total Assets	166.87	181.88	202.8	186.51	146.96
Interest Bearing Deposits	87.82	89.88	97.37	97.48	87.05
Institutional Deposits	27.54	34.64	49.09	41.93	25.92
Non-Interest Bearing Deposits	17.38	19.06	16.73	13.94	11.86
Total Deposits	132.74	143.57	163.19	153.35	124.83
Short-Term Borrowings	0.56	0.97	0.81	0.3	0.27
Current Portion of Long-Term Debt	1.5	-	13	-	-
Accrued Interest Payable	0.42	0.44	1.18	1.25	0.75
Long-Term Debt	0.07	0.07	-	-	-
Federal Home Loan Bank Debt, Long-Term	12	17.5	5.5	12.5	8.5
Long-Term Leases	0.01	0.05	0.17	0.2	0.22
Trust Preferred Securities	2.06	2.06	2.06	2.06	2.06
Other Long-Term Liabilities	0.2	0.09	0.16	0.36	0.32
Total Liabilities	149.57	164.76	186.07	170.01	136.96
Preferred Stock, Redeemable	3.12	3.08	-	-	-
Common Stock	1.72	1.72	1.51	1.5	0.54
Additional Paid-In Capital	12.06	12.06	11.49	11.32	6.61
Retained Earnings	-0.51	-0.56	3.77	3.75	2.97
Treasury Stock	-0.09	-0.09	-0.01	-	-
Comprehensive Income & Other	1.02	0.92	-0.02	-0.07	-0.11
Total Common Equity	14.19	14.04	16.74	16.5	10.01
Shareholders' Equity	17.31	17.12	16.74	16.5	10.01
Total Liabilities & Equity	166.87	181.88	202.8	186.51	146.96
Total Debt	16.2	20.65	21.54	15.06	11.05
Net Cash (Debt)	-8.11	-0.66	-9.11	0.11	0.7
Net Cash Growth	-	-	-	-84.69%	-
Net Cash Per Share	-4.75	-0.39	-6.03	0.09	0.65
Filing Date Shares Outstanding	1.71	1.71	1.52	1.5	1.08
Total Common Shares Outstanding	1.71	1.71	1.51	1.5	1.08
Book Value Per Share	8.32	8.23	11.08	10.99	9.28
Tangible Book Value	14.19	14.04	16.74	16.5	10.01
Tangible Book Value Per Share	8.32	8.23	11.08	10.99	9.28

Source: S&P Global Market Intelligence. Banks template. Financial Sources.