TVLF Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2012	FY 2011	FY 2007	FY 2006	FY 2005
Period Ending	Feb '26 Feb 11, 2026	Dec '12 Dec 31, 2012	Dec '11 Dec 31, 2011	Dec '07 Dec 31, 2007	Dec '06 Dec 31, 2006	Dec '05 Dec 31, 2005
Market Capitalization	17	4	-	-	-	-
Last Close Price	9.25	2.09	1.63	-	-	-
PE Ratio	187.86	50.77	-	-	-	-
PS Ratio	2.67	0.67	-	-	-	-
PB Ratio	0.98	0.25	-	-	-	-
P/FCF Ratio	19.60	4.94	-	-	-	-
P/OCF Ratio	14.92	3.76	-	-	-	-
Debt / Equity Ratio	0.94	0.94	1.21	1.29	0.91	1.11
Debt / FCF Ratio	18.75	18.75	10.78	-	8.49	6.62
Net Debt / Equity Ratio	0.47	0.47	0.04	0.54	-0.01	-0.07
Net Debt / FCF Ratio	9.38	9.38	0.34	-34.49	-0.06	-0.42
Return on Equity (ROE)	0.49%	0.49%	-	1.46%	5.90%	9.71%
Return on Assets (ROA)	0.05%	0.05%	-	0.13%	0.47%	0.69%
Earnings Yield	0.50%	1.97%	-	-	-	-
FCF Yield	5.10%	20.26%	-	-	-	-
Payout Ratio	-	-	-	48.56%	-	8.77%
Buyback Yield / Dilution	-12.88%	-	-13.05%	-22.98%	-14.35%	-0.27%
Total Shareholder Return	-10.39%	-	-13.05%	-22.98%	-14.35%	-0.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.