TVLF Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2012	FY 2011	FY 2007	FY 2006	FY 2005	2000 - 2004
Period Ending	Jan '26 Jan 22, 2026	Dec '12 Dec 31, 2012	Dec '11 Dec 31, 2011	Dec '07 Dec 31, 2007	Dec '06 Dec 31, 2006	Dec '05 Dec 31, 2005	2000 - 2004
Market Capitalization	16	4	-	-	-	-	Upgrade
Last Close Price	8.71	2.09	1.63	-	-	-	Upgrade
PE Ratio	176.90	50.77	-	-	-	-	Upgrade
PS Ratio	2.52	0.67	-	-	-	-	Upgrade
PB Ratio	0.92	0.25	-	-	-	-	Upgrade
P/FCF Ratio	18.46	4.94	-	-	-	-	Upgrade
P/OCF Ratio	14.05	3.76	-	-	-	-	Upgrade
Debt / Equity Ratio	0.94	0.94	1.21	1.29	0.91	1.11	Upgrade
Debt / FCF Ratio	18.75	18.75	10.78	-	8.49	6.62	Upgrade
Return on Equity (ROE)	0.49%	0.49%	-	1.46%	5.90%	9.71%	Upgrade
Return on Assets (ROA)	0.05%	0.05%	-	0.13%	0.47%	0.69%	Upgrade
Earnings Yield	0.53%	1.97%	-	-	-	-	Upgrade
FCF Yield	5.42%	20.26%	-	-	-	-	Upgrade
Payout Ratio	-	-	-	48.56%	-	8.77%	Upgrade
Buyback Yield / Dilution	-12.88%	-	-13.05%	-22.98%	-14.35%	-0.27%	Upgrade
Total Shareholder Return	-10.23%	-	-13.05%	-22.98%	-14.35%	-0.27%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.