United Tennessee Bankshares, Inc. (UNTN)

UNTN Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2005	FY 2004
Period Ending	Jun 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2005	Dec 31, 2004
Market Capitalization	13	12	14	15	24	23
Market Cap Growth	-53.17%	-12.29%	-8.71%	-37.40%	2.78%	15.02%
Last Close Price	17.35	15.67	17.02	17.97	11.24	10.21
PE Ratio	10.58	9.82	7.28	7.13	15.25	14.23
PS Ratio	2.03	1.90	1.94	2.12	4.25	4.14
PB Ratio	0.68	0.63	0.73	-	1.32	1.27
P/FCF Ratio	5.64	5.26	4.37	4.76	-	16.69
P/OCF Ratio	5.48	5.11	4.33	4.68	-	10.61
Debt / Equity Ratio	-	-	-	-	0.06	0.05
Debt / FCF Ratio	-	-	-	-	-	0.72
Return on Equity (ROE)	6.48%	6.48%	-	-	8.60%	9.29%
Return on Assets (ROA)	0.46%	0.46%	-	-	-	1.37%
Earnings Yield	9.49%	10.19%	13.73%	14.03%	6.56%	7.03%
FCF Yield	17.73%	19.02%	22.86%	21.00%	-	5.99%
Dividend Yield	3.57%	-	-	-	-	3.52%
Payout Ratio	37.44%	37.44%	24.11%	20.64%	-	26.99%
Buyback Yield / Dilution	35.25%	0.82%	-0.43%	34.23%	-1.39%	-1.62%
Total Shareholder Return	38.83%	0.82%	-0.43%	34.23%	-1.39%	1.90%

Updated Jan 20, 2006. Source: S&P Global Market Intelligence. Banks template. Financial Sources.