United Overseas Bank Limited (UOVEY)

United Overseas Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 17, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	50,225	44,496	36,048	38,341	33,362	28,590
Market Cap Growth	8.83%	23.44%	-5.98%	14.92%	16.69%	-12.73%
Last Close Price	60.82	50.04	38.32	38.41	32.23	26.48
PE Ratio	13.79	10.20	8.50	11.43	11.24	13.38
PS Ratio	5.48	4.54	3.66	4.69	4.93	4.96
PB Ratio	1.28	1.22	1.02	1.18	1.05	0.92
Debt / Equity Ratio	0.97	1.08	1.04	1.31	0.92	1.00
Net Debt / Equity Ratio	-0.48	-0.62	-1.00	-0.92	-0.97	-1.12
Net Debt / FCF Ratio	-	1.64	2.72	2.09	1.25	8.52
Return on Equity (ROE)	-	12.57%	12.71%	10.60%	9.73%	7.23%
Return on Assets (ROA)	-	1.14%	1.11%	0.95%	0.92%	0.70%
Earnings Yield	7.25%	9.95%	12.00%	8.89%	9.06%	7.71%
FCF Yield	-	-31.13%	-35.86%	-37.17%	-73.82%	-14.26%
Dividend Yield	5.76%	2.64%	3.36%	2.62%	2.76%	2.23%
Payout Ratio	-	49.69%	49.01%	45.73%	41.52%	54.72%
Buyback Yield / Dilution	-	-0.01%	-0.02%	0.05%	-0.26%	-0.21%
Total Shareholder Return	5.76%	2.62%	3.34%	2.67%	2.50%	2.01%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.