United Overseas Bank Limited (UOVEY)

United Overseas Bank Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 9, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	47,091	45,035	44,496	36,048	38,341	33,362
Market Cap Growth	-1.39%	1.21%	23.44%	-5.98%	14.92%	16.69%
Last Close Price	56.85	54.44	50.04	38.32	38.41	32.23
PE Ratio	12.94	12.37	10.05	8.50	11.43	11.24
PS Ratio	5.15	4.92	4.54	3.66	4.69	4.93
PB Ratio	1.18	1.13	1.22	1.02	1.18	1.05
Debt / Equity Ratio	1.09	1.09	1.08	1.04	1.31	0.92
Net Debt / Equity Ratio	-0.43	-0.43	-0.63	-1.00	-0.92	-0.97
Net Debt / FCF Ratio	0.71	0.71	1.66	2.72	2.09	1.25
Return on Equity (ROE)	9.26%	9.26%	12.57%	12.71%	10.60%	9.73%
Return on Assets (ROA)	0.85%	0.85%	1.14%	1.11%	0.95%	0.92%
Earnings Yield	7.73%	8.08%	9.95%	12.00%	8.89%	9.06%
FCF Yield	-51.71%	-54.07%	-31.13%	-35.86%	-37.17%	-73.82%
Dividend Yield	6.16%	2.23%	2.64%	3.36%	2.62%	2.76%
Payout Ratio	83.04%	83.04%	49.69%	49.01%	45.73%	41.52%
Buyback Yield / Dilution	0.30%	0.30%	-1.59%	-0.02%	0.05%	-0.26%
Total Shareholder Return	6.45%	2.53%	1.05%	3.34%	2.67%	2.50%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.