The Victory Bancorp Statistics
Total Valuation
VTYB has a market cap or net worth of 38.73 million.
| Market Cap | 38.73M |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Friday, January 30, 2026.
| Earnings Date | Jan 30, 2026 |
| Ex-Dividend Date | Mar 2, 2026 |
Share Statistics
VTYB has 2.00 million shares outstanding. The number of shares has increased by 4.74% in one year.
| Current Share Class | 2.00M |
| Shares Outstanding | 2.00M |
| Shares Change (YoY) | +4.74% |
| Shares Change (QoQ) | +3.32% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | n/a |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 18.65.
| PE Ratio | 18.65 |
| Forward PE | n/a |
| PS Ratio | 2.56 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.22 |
| P/FCF Ratio | 27.59 |
| P/OCF Ratio | 18.67 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 12.36 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.04%.
| Return on Equity (ROE) | 7.04% |
| Return on Assets (ROA) | 0.45% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.60% |
| Revenue Per Employee | 279,648 |
| Profits Per Employee | 39,833 |
| Employee Count | 35 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VTYB has paid 602,000 in taxes.
| Income Tax | 602,000 |
| Effective Tax Rate | 21.87% |
Stock Price Statistics
The stock price has increased by +81.12% in the last 52 weeks. The beta is 0.44, so VTYB's price volatility has been lower than the market average.
| Beta (5Y) | 0.44 |
| 52-Week Price Change | +81.12% |
| 50-Day Moving Average | 18.08 |
| 200-Day Moving Average | 12.49 |
| Relative Strength Index (RSI) | 75.74 |
| Average Volume (20 Days) | 3,262 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.01 |
Income Statement
In the last 12 months, VTYB had revenue of 15.10 million and earned 2.15 million in profits. Earnings per share was 1.04.
| Revenue | 15.10M |
| Gross Profit | 15.10M |
| Operating Income | 3.02M |
| Pretax Income | 2.75M |
| Net Income | 2.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 1.04 |
Balance Sheet
The company has 39.83 million in cash and 17.36 million in debt, with a net cash position of 22.47 million or 11.24 per share.
| Cash & Cash Equivalents | 39.83M |
| Total Debt | 17.36M |
| Net Cash | 22.47M |
| Net Cash Per Share | 11.24 |
| Equity (Book Value) | 31.65M |
| Book Value Per Share | 15.85 |
| Working Capital | -394.60M |
Cash Flow
In the last 12 months, operating cash flow was 2.08 million and capital expenditures -671,000, giving a free cash flow of 1.40 million.
| Operating Cash Flow | 2.08M |
| Capital Expenditures | -671,000 |
| Free Cash Flow | 1.40M |
| FCF Per Share | 0.70 |
Margins
| Gross Margin | n/a |
| Operating Margin | 19.98% |
| Pretax Margin | 18.23% |
| Profit Margin | 14.24% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.30% |
Dividends & Yields
This stock pays an annual dividend of 0.26, which amounts to a dividend yield of 1.34%.
| Dividend Per Share | 0.26 |
| Dividend Yield | 1.34% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 24.04% |
| Buyback Yield | -4.74% |
| Shareholder Yield | -3.39% |
| Earnings Yield | 5.55% |
| FCF Yield | 3.63% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |