WSB Financial Group Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2008	FY 2007	FY 2006	FY 2005	FY 2004
Period Ending	Dec '08 Dec 31, 2008	Dec '07 Dec 31, 2007	Dec '06 Dec 31, 2006	Dec '05 Dec 31, 2005	Dec '04 Dec 31, 2004
Cash & Equivalents	45.63	66.33	26.2	26.56	11.18
Investment Securities	18.42	8.79	8.19	8.15	4.4
Mortgage-Backed Securities	0.03	0.04	0.05	0.08	0.16
Total Investments	18.44	8.83	8.24	8.24	4.56
Gross Loans	284.63	413.92	333.73	201.28	116.79
Allowance for Loan Losses	-18.41	-19.51	-3.97	-2.52	-1.19
Other Adjustments to Gross Loans	-0.44	-0.97	-0.56	-0.32	-
Net Loans	265.78	393.44	329.2	198.44	115.6
Property, Plant & Equipment	7.91	8.76	7.85	6.02	2.55
Loans Held for Sale	-	-	11.01	8.73	2.02
Accrued Interest Receivable	0.98	2.54	1.98	1	0.44
Other Receivables	4.9	-	-	-	-
Restricted Cash	0.39	0.59	-	-	-
Long-Term Deferred Tax Assets	-	6.5	0.83	-	-
Other Real Estate Owned & Foreclosed	19.63	0.98	-	-	-
Other Long-Term Assets	1.24	1.04	1.22	0.78	0.95
Total Assets	365.21	489.33	386.75	250	137.42
Interest Bearing Deposits	208.94	247.53	208.84	178.23	86.78
Institutional Deposits	104.12	149.2	79.32	24.14	22.09
Non-Interest Bearing Deposits	16.97	24.71	26.86	21.79	14.72
Total Deposits	330.03	421.44	315.02	224.17	123.59
Accrued Interest Payable	1.97	1.96	1.11	0.23	0.13
Trust Preferred Securities	8.25	8.25	8.25	8.25	-
Other Long-Term Liabilities	0.64	0.96	0.72	1.34	0.78
Total Liabilities	340.89	432.61	325.1	233.99	124.5
Common Stock	5.57	5.57	5.55	2.72	2.59
Additional Paid-In Capital	48.28	48.22	48.09	9.05	8.44
Retained Earnings	-29.8	2.85	8.05	4.3	1.88
Comprehensive Income & Other	0.26	0.07	-0.03	-0.06	-0.01
Shareholders' Equity	24.32	56.72	61.66	16.01	12.91
Total Liabilities & Equity	365.21	489.33	386.75	250	137.42
Total Debt	8.25	8.25	8.25	8.25	-
Net Cash (Debt)	37.38	58.08	17.95	18.31	11.18
Net Cash Growth	-35.64%	223.59%	-1.97%	63.71%	-
Net Cash Per Share	6.71	10.44	5.46	6.26	4.60
Filing Date Shares Outstanding	5.57	5.57	5.55	2.72	2.59
Total Common Shares Outstanding	5.57	5.57	5.55	2.72	2.59
Book Value Per Share	4.36	10.17	11.12	5.88	4.98
Tangible Book Value	24.32	56.72	61.66	16.01	12.91
Tangible Book Value Per Share	4.36	10.17	11.12	5.88	4.98

Source: S&P Global Market Intelligence. Banks template. Financial Sources.