WVS Financial Balance Sheet

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Cash & Equivalents	16.3	15.55	5.66	4.11	2.55
Investment Securities	58.88	56.53	84.59	140.07	167.42
Mortgage-Backed Securities	180.39	198.44	186.43	127.56	82.46
Total Investments	239.26	254.97	271.01	267.63	249.88
Gross Loans	86.44	76.89	73.61	76.98	81.25
Allowance for Loan Losses	-0.57	-0.54	-0.47	-0.5	-0.57
Net Loans	85.87	76.35	73.14	76.49	80.68
Property, Plant & Equipment	0.49	0.54	0.59	0.58	0.66
Accrued Interest Receivable	1.36	1.5	1.52	0.92	0.75
Long-Term Deferred Tax Assets	0.67	0.61	0.65	0.74	0.25
Other Long-Term Assets	5.7	5.6	5.36	5.25	5.27
Total Assets	355.49	360.18	362.84	362.78	346.08
Interest Bearing Deposits	134.53	98.87	111.32	124.25	129.67
Non-Interest Bearing Deposits	21.43	24.04	24.67	25.06	25.45
Total Deposits	155.96	122.91	135.98	149.31	155.12
Short-Term Borrowings	129.45	191.79	183.5	167.21	113.09
Current Portion of Long-Term Debt	25	-	-	5	25
Accrued Interest Payable	1.41	2.88	1.74	0.31	0.16
Federal Home Loan Bank Debt, Long-Term	-	-	-	-	10
Other Long-Term Liabilities	5.05	4.84	4.43	4.18	4.32
Total Liabilities	316.87	322.43	325.66	326.02	307.69
Common Stock	0.04	0.04	0.04	0.04	0.04
Additional Paid-In Capital	21.63	21.63	21.63	21.62	21.6
Retained Earnings	50.39	49.44	48.77	47.73	47.19
Treasury Stock	-32.06	-31.72	-31.17	-29.82	-29.12
Comprehensive Income & Other	-1.38	-1.63	-2.09	-2.82	-1.31
Shareholders' Equity	38.62	37.75	37.18	36.76	38.39
Total Liabilities & Equity	355.49	360.18	362.84	362.78	346.08
Total Debt	154.45	191.79	183.5	172.21	148.09
Net Cash (Debt)	-136.56	-164.51	-158.33	-167.75	-145.19
Net Cash Per Share	-87.42	-102.99	-94.69	-96.59	-83.03
Filing Date Shares Outstanding	1.66	1.68	1.67	1.7	1.73
Total Common Shares Outstanding	1.56	1.57	1.67	1.7	1.73
Book Value Per Share	24.80	23.98	22.24	21.61	22.17
Tangible Book Value	38.62	37.75	37.18	36.76	38.39
Tangible Book Value Per Share	24.80	23.98	22.24	21.61	22.17

Source: S&P Global Market Intelligence. Banks template. Financial Sources.